50024 David Dr, Dowagiac, MI 49047 Property Records

Cass County property record for 50024 David Dr, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,368 sqft · built 1972
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,000 (Aug 2023)
Tax Bill	$3,054 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-130-364-107-00`

Property Details

APN / Parcel Number

Primary APN	`14-130-364-107-00`

Interior

Full Baths	2 Baths
Building Area	1,368 sqft Building Perimeter
1st Floor Area	1,368 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Lot Area	12,197 sqft (0.28 acres)
Garage Area	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	50024 DAVID DR
City	DOWAGIAC
State	MI
Zip	49047-9243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	458-448 407-250 400-858 1792 5S-16W LOT 107 SISTER-CABLE LAKE SHORES NO 4.
Legal Subdivision	SISTER CABLE LAKE SHORES #4
Legal Lot Number	107
Legal Unit	11
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1015
Census Tract	1902

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50024 DAVID DR, DOWAGIAC, MI 49047-9243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jul 17, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HONOR CU
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Apr 5, 2021 · Amount on Record
Deed Document Number	2023205333
Deed Book / Page	1235 / 1790
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	50024 DAVID DR, DOWAGIAC, MI 49047-9243
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50024 DAVID DR, DOWAGIAC, MI 49047-9243

Mortgage

Document Number	001268/504
Date	Nov 5, 2025
Book Page	1268/504

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	3 Years
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.9%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 7, 2023
Property Address	50024 DAVID DR, DOWAGIAC, MI 49047-9243
Document Number	01235/1790
Book / Page	1235 / 1790
Map Reference	LB 1-I PG 430
Instrument Date	Jul 31, 2023
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50024 DAVID DR, DOWAGIAC, MI 49047-9243

Mortgage

Document Number	0012351793
Date	Aug 7, 2023
Instrument	1235-1793

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	50024 DAVID DR, DOWAGIAC, MI 49047-9243
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001176/907
Date	Jul 17, 2020
Book Page	1176/907

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2035

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Apr 5, 2021
Property Address	50024 DAVID DR, DOWAGIAC, MI 49047-9243
Document Number	001193/469
Book / Page	1193 / 469
Map Reference	LB 1-I PG 430
Instrument Date	Mar 31, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,874.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	50024 DAVID DR, DOWAGIAC, MI 49047-9243

Mortgage

Document Number	0001193472
Date	Apr 5, 2021
Instrument	1193/472

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,400 (+7.24%) Land $121,400	$242,800 (+7.24%) Land $242,800
2025	$3,054.00 (+44.4%) Homeowner's exemption	$113,200 (+13.43%) Land $113,200	$226,400 (+13.43%) Land $226,400
2023		$99,800	$199,600
2022	$2,115.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sister Lakes Cable Fiber	2,048 / 1,024
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on David Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures