5001 Millenium Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 5001 Millenium Dr, Cedar Falls, IA 50613 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 2012
Lot Size	0.167 acres (7,260 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2025)
Tax Bill	$3,560 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-29-176-020`

Property Details

APN / Parcel Number

Primary APN	`8913-29-176-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	1,208 sqft
Unfinished Basement	1,208 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,260 sqft (0.167 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	Deck Area
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5001 MILLENIUM DR
City	CEDAR FALLS
State	IA
Zip	50613-7984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTINGTON RIDGE FIRST ADDITION LOT 11
Legal Range	13W
Legal Township	89N
Legal Section	29
Legal Subdivision	HUNTINGTON RIDGE FIRST
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3031
Census Tract	2601

Owner

Source: Black Hawk County records · APN 8913-29-176-020

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5001 MILLENIUM DR, CEDAR FALLS, IA 50613-7984
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2025	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Sep 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEERE EMPLOYEES CU
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage DEERE EMPLOYEES CU
Jun 03, 2019	Warranty Deed, Transfer · VA Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2025 · Amount on Record
Deed Sale	Jul 02, 2025 · Amount on Record
Prior Sale	May 13, 2021 · Amount on Record
Deed Document Number	20259501
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 02, 2025
Property Address	5001 MILLENIUM DR, CEDAR FALLS, IA 50613-7984
Document Number	0202509501
Instrument Date	Apr 22, 2025
Instrument	2025-09501
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$479.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5001 MILLENIUM DR, CEDAR FALLS, IA 50613-7984

Mortgage

Document Number	0202509502
Date	Jul 02, 2025
Instrument	2025-09502

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2030
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5001 MILLENIUM DR, CEDAR FALLS, IA 50613-7984
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200005259
Date	Sep 07, 2021
Instrument	202200005259

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 01, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 13, 2021
Property Address	5001 MILLENIUM DR, CEDAR FALLS, IA 50613-7984
Document Number	202100024043
Instrument Date	May 12, 2021
Instrument	202100024043
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 MILLENIUM DR, CEDAR FALLS, IA 50613-7984

Mortgage

Document Number	202100024044
Date	May 13, 2021
Instrument	202100024044

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jun 01, 2028
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	4.37%
Index	1-Year CMT
Max Rate	7.37%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 03, 2019
Property Address	5001 MILLENIUM DR, CEDAR FALLS, IA 50613-7984
Document Number	201900018106
Instrument Date	May 30, 2019
Instrument	201900018106
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 MILLENLIUM DR, CEDAR FALLS, IA 50613-7984

Mortgage

Document Number	201900018107
Date	Jun 03, 2019
Instrument	201900018107

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,560.00 Homeowner's exemption	$235,350 (+8.02%) Land $36,380 Building $198,970	$235,350 (+8.02%) Land $36,380 Building $198,970
2024	$3,560.00 (+10.63%)
2023		$217,870 (+12.51%) Land $36,380 Building $181,490	$217,870 (+12.51%) Land $36,380 Building $181,490
2022	$3,218.00 Homeowner's exemption	$193,650 Land $36,380 Building $157,270
2021			$193,650 Land $36,380 Building $157,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Iowa
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cedar Falls Municipal Communications Utility	Fiber	10,000 / 10,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: AMG Technology Investment Group, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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