5000 Warwagon Dr, Indian Trail, NC 28079 Property Records

Union County property record for 5000 Warwagon Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 3,195 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Dec 2020)
Tax Bill	$3,599 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-021-177`

Property Details

APN / Parcel Number

Primary APN	`07-021-177`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,195 sqft Living Area
1st Floor Area	1,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5000 WARWAGON DR
City	INDIAN TRAIL
State	NC
Zip	28079-5735
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#11 BONTERRA PH1 MP3 OPCH322
Legal Subdivision	BONTERRA
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2062
Census Tract	20305

Owner

5000 Warwagon Dr, a rural home, is owned and occupied by two individuals who bought it in December 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5000 WARWAGON DR, INDIAN TRAIL, NC 28079-5735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 26, 2024	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 3, 2022	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 28, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Feb 28, 2017 · Amount on File
Deed Document Number	202050969
Deed Book / Page	7913 / 143
Prior Transfer Date	Dec 18, 2011
Prior Transfer Doc	5653369
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5000 WARWAGON DR, INDIAN TRAIL, NC 28079-5735
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 WARWAGON DR, INDIAN TRAIL, NC 28079-5735

Mortgage

Document Number	0009284113
Date	Jan 12, 2026
Book Page	9284/113
Instrument	724

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARLOTTE, NC 28215

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	240 Months
Due	Jan 2, 2046

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5000 WARWAGON DR, INDIAN TRAIL, NC 28079-5735
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008858886
Date	Feb 26, 2024
Book Page	8858/886
Instrument	4067

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARLOTTE, NC 28215

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 16, 2039

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5000 WARWAGON DR, INDIAN TRAIL, NC 28079-5735
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 WARWAGON DR, INDIAN TRAIL, NC 28079-5735

Mortgage

Document Number	0008494312
Date	Jun 3, 2022
Book Page	8494/312
Instrument	20275

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount on Record
Term	119 Months
Due	May 12, 2032

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 8, 2020
Property Address	5000 WARWAGON DR, INDIAN TRAIL, NC 28079-5735
Document Number	0007913143
Book / Page	7913 / 143
Map Reference	CAB H FILE 322
Instrument Date	Dec 7, 2020
Instrument	50969
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 HAWTHORNE DR, 1255, INDIAN TRAIL, NC 28079-4138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 WARWAGON DR, INDIAN TRAIL, NC 28079-5735

Mortgage

Document Number	0000050970
Date	Dec 8, 2020
Instrument	50970

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 28, 2017
Property Address	5000 WARWAGON DR, INDIAN TRAIL, NC 28079-5735
Document Number	6884696
Book / Page	006884 / 000696
Instrument Date	Feb 28, 2017
Instrument	5529
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$607.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5000 WARWAGON DR INDIAN TRAIL NC 280795735, INDIAN TRAIL, NC 28079-5735

Mortgage

Document Number	6884698
Date	Feb 28, 2017
Book Page	006884/000698
Instrument	5530

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5000 Warwagon Dr was $3,599.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,100 (-) Land $101,800 Building $445,300	$547,100 (-) Land $101,800 Building $445,300
2025	$3,599.00	$547,100 Land $101,800 Building $445,300	$547,100 Land $101,800 Building $445,300
2023	$2,785.00	$334,400 Land $65,000 Building $269,400	$334,400 Land $65,000 Building $269,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5000 Warwagon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5000 Warwagon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Warwagon Dr

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