5000 Valley Dr, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 5000 Valley Dr, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,999 sqft · built 1964
Lot Size0.31 acres (13,508 sqft)
Owner2 Individual Names on File
Last Sale$655,000 (Mar 2005)
Tax Bill$5,271 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN02-034646

Property Details

APN / Parcel Number

Primary APN02-034646
Alternative APNs
  • 2034646
  • 034646

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,999 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,508 sqft (0.31 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number034646
Street Address5000 VALLEY DR
CityCHESAPEAKE BEACH
StateMD
Zip20732-9539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLTS 7 & W1/2 OF 6 SEC 4 WILLOWS COLONY
Legal SubdivisionWILLOWS COLONY
Legal Lot Number7,W1/2
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1003
Census Tract860502

Owner

5000 Valley Dr is owned and occupied by two individuals who bought it in March 2005.

Source: Calvert County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address5000 VALLEY DR, CHESAPEAKE BEACH, MD 20732-9539
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 18, 2017Deed of Trust, Mortgage
FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2005 · Amount on File
Deed SaleMar 3, 2005 · Amount on File
Prior SaleMar 3, 2005 · Amount on File
Deed Book / Page2416 / 500
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address5000 VALLEY DR, CHESAPEAKE BEACH, MD 20732-9539
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyWFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059090418
DateMar 29, 2021
Book Page5909/418
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2041

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address5000 VALLEY DR, CHESAPEAKE BEACH, MD 20732-9539
Document Number0049870486
Book / Page004987 / 000486
Instrument DateApr 18, 2017
Transaction TypeMortgage
Record UpdatedJul 20, 2017
Title CompanyQUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5000 VALLEY DR CHESAPEAKE BEACH MD 207329539, CHESAPEAKE BEACH, MD 20732-9539

Mortgage

Document Number0049870486
DateMay 8, 2017
Book Page004987/000486
Lender
NameFELLOWSHIP HM LOANS
AddressJERICHO, NY 11753
Agreement
AmountAmount on Record
Term360 Months
DueMay 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5000 Valley Dr was $5,271 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$489,833$511,700 Land $192,700 Building $319,000
2025$5,271.00
2023$4,470.00 Homeowner's exemption$430,267$446,100 Land $192,700 Building $253,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5000 Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 72 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims56 (1985–2024)
Claims Outside the SFHA22 of 56
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Tropical Storm Isaias, Aug 2020 · 2 claims
  • Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5000 Valley Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Valley Dr

Nearby Streets

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