5000 Useppa Ct, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 5000 Useppa Ct, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,003 sqft · built 1992
Lot Size	0.393 acres (17,147 sqft)
Owner	Owner Name on Record
Last Sale	$475,000 (Dec 2013)
Tax Bill	$13,993 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-22-24-307-002`

Property Details

APN / Parcel Number

Primary APN	`41-22-24-307-002`
Alternative APNs	`0095205-001700-4` `10004696967`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,003 sqft Living Area
Gross Area	5,914 sqft

Exterior

Year Built	Built 1992
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Ceramic Tile
Lot Area	17,147 sqft (0.393 acres)
Garage Type	Finished
Garage Area	552 sqft
Driveway	Driveway
Driveway Area	3,230 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	665 sqft
Porch	Porch
Porch Area	359 sqft
Loading Dock	210 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004696967
Old Parcel Number	00952050017004
Street Address	5000 USEPPA CT
City	PUNTA GORDA
State	FL
Zip	33950-8556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 012 0148 0015 PUNTA GORDA ISLES SEC12 BLK148 LT15 613/260 NT944/2150 944/2152 954-1522 1096/310&11 1189/1676 DC
Legal Range	22E
Legal Township	41S
Legal Section	24
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	148
Legal Lot Number	15
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3012
Census Tract	10405

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	465 GARYRAY DR TORONTO ON CANADA M9L 1P9, 1P9, XX

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2013 · Amount on Record
Deed Sale	Dec 20, 2013 · Amount on Record
Prior Sale	Aug 10, 2004 · Amount on Record
Deed Document Number	2232638
Deed Book / Page	3829 / 179
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5000 USEPPA CT, PUNTA GORDA, FL 33950-8556
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003199214
Date	Jan 6, 2023
Instrument	3199214

Lender

Name	STERLING FINANCIAL & MANAGEMENT GROUP LL
Type	Non-Lending Institution
Address	TAMPA, FL 33613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,993.00 (-11.48%)	$842,051 (+2.99%)	$982,658 (-0.05%) Land $350,000 Building $632,658
2024	$15,807.00 (+3.69%)	$817,595 (+1%)	$983,124 (+0.48%) Land $350,000 Building $633,124
2023	$15,245.00 (+10.01%)	$743,268 (-15.01%)	$978,380 (+11.87%) Land $350,000 Building $628,380
2022	$13,858.00	$874,580 Land $241,400 Building $633,180	$874,580 Land $241,400 Building $633,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 1,331 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,225 units insured incl. 894 condo units
Nearby Flood Claims	127 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Helene, Sep 2024 · 33 claims Hurricane Ian, Oct 2022 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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