5000 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5000 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,299 sqft · built 2015
Lot Size	0.993 acres (43,264 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Feb 2013)
Tax Bill	$10,509 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`402334201004`

Property Details

APN / Parcel Number

Primary APN	`402334201004`
Alternative APNs	`00783970000007` `10004624472`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,299 sqft Living Area
Gross Area	5,589 sqft
1st Floor Area	3,299 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	43,264 sqft (0.993 acres)
Lot Dimensions	416 ft deep x 104 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,121 sqft
Driveway	Driveway
Driveway Area	2,400 sqft

Exterior Amenities

Pool Area	35 sqft
Porch	Enclosed Porch
Porch Area	1,169 sqft
Loading Dock	100 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00783970000007
Street Address	5000 RIVERSIDE DR
City	PUNTA GORDA
State	FL
Zip	33982-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	S CLEVELAND BLK3 SW/RLY 1/2 LTS 1 & 4 & VAC FRONT ST ADJ THERETO 634/1107 766/1219 855/1505 1160/233 1220/409 1742/1998 2871/1793 CT3568/1445 3589/1503 3737/1407 E3921/753 L/E4574/263
Legal Range	23E
Legal Township	40S
Legal Section	34
Legal Subdivision	S CLEVELAND
Legal Tract	CLS
Legal Block	3
Legal Lot Number	1,4
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2025
Census Tract	10200

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5000 RIVERSIDE DR, PUNTA GORDA, FL 33982-6000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU
May 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2013 · Amount on Record
Deed Sale	Feb 20, 2013 · Amount on Record
Prior Sale	Aug 9, 2011 · Amount on Record
Deed Document Number	20132159191
Deed Book / Page	3737 / 1407
Last Transfer Date	May 7, 2020
Transfer Doc	0045740263
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5000 RIVERSIDE DR, PUNTA GORDA, FL 33982-6000
Document Number	0045780234
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5000 RIVERSIDE DR PUNTA GORDA FL 339826000, PUNTA GORDA, FL 33982-6000

Mortgage

Document Number	0045780234
Date	May 22, 2020
Book Page	004578/000234
Instrument	2813813

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34698

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 12, 2020
Property Address	5000 RIVERSIDE DR, PUNTA GORDA, FL 33982-6000
Document Number	0045740263
Book / Page	004574 / 000263
Instrument Date	May 7, 2020
Instrument	2810843
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5000 RIVERSIDE DR PUNTA GORDA FL 339826000, PUNTA GORDA, FL 33982-6000

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,509.00 (-7.46%) Homeowner's exemption Veteran's exemption	$741,633 (+5.99%)	$970,644 (-13.44%) Land $302,328 Building $668,316
2024	$11,356.00 (+9.84%)
2023	$10,339.00 (-6.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$699,740 (+3%)	$1,121,382 (+6.42%) Land $355,680 Building $765,702
2022	$11,084.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$679,359	$1,053,738 Land $302,328 Building $751,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 151 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 units insured incl. 16 condo units
Nearby Flood Claims	257 (1982–2024)
Claims Outside the SFHA	3 of 257
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 81 claims Hurricane Helene, Sep 2024 · 64 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Blue Stream.

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