5000 Riverbed Ln, #12-E, Cramerton, NC 28032 Property Records

Gaston County property record for 5000 Riverbed Ln, #12-E, Cramerton, NC 28032

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,512 sqft · built 2006
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Sep 2025)
Tax Bill$2,677 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Nov 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN202502

Property Details

APN / Parcel Number

Primary APN202502

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,512 sqft Heated Area
FlooringCombination, Other

Exterior

Year BuiltBuilt 2006
Architectural StyleTownhouse
Exterior MaterialVinyl
Construction TypeMixed
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address5000 RIVERBED LN # 12-E, 12-E
CityCRAMERTON
StateNC
Zip28032-1550
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal DescriptionCRAMERTON VILLAGE TH UNIT 12-E 16 001 001 07 000
Legal SubdivisionCRAMERTON VILLAGE TWNHMS
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1004
Census Tract32202

Owner

Source: Gaston County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5000 RIVERBED LN UNIT E, E, CRAMERTON, NC 28032-1551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Warranty Deed, Transfer · Conventional Mortgage
HOWARD HANNA MORTGAGE SERVICES INC
Nov 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOAN PRONTO INC
Aug 31, 2018Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
May 4, 2020Deed of Trust, Mortgage
CALIBER HM LOANS
May 5, 2020Warranty Deed, Transfer
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2025 · Amount on Record
Deed SaleSep 19, 2025 · Amount on Record
Prior SaleMay 5, 2020 · Amount on Record
Deed Document Number0055861081
Deed Book / Page5586 / 1081
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateSep 19, 2025
Property Address5000 RIVERBED LN # 12-E, 12-E, CRAMERTON, NC 28032-1550
Document Number0055861081
Book / Page5586 / 1081
Map ReferenceMB 66 PG 90
Instrument DateSep 19, 2025
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address256 SEA WOODS DR N, ST AUGUSTINE, FL 32080-6451

Transferred To (Grantee/Buyer)

NameVerified Name
Address5000 RIVERBED LN UNIT E, E, CRAMERTON, NC 28032-1551

Mortgage

Document Number0055861084
DateSep 19, 2025
Book Page5586/1084
Lender
NameHOWARD HANNA MORTGAGE SERVICES INC
TypeMortgage Company
Address1000 GAMMA DR, PITTSBURGH, PA 15238
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address5000 RIVERBED LN # 12-E, 12-E, CRAMERTON, NC 28032-1550
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053780974
DateNov 18, 2022
Book Page5378/974
Lender
NameLOAN PRONTO INC
TypeMortgage Company
AddressCHARLOTTE, NC 28208
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address5000 RIVERBED LN # 12-E, 12-E, CRAMERTON, NC 28032-1550
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049971688
DateAug 31, 2018
Book Page4997/1688
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressBELMONT, NC 28012
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address5000 RIVERBED LN # 12-E, 12-E, CRAMERTON, NC 28032-1550
Document Number0051192160
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedMay 22, 2020
Title CompanyMOREHEAD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5000 RIVERBED LN #E CRAMERTON NC 280321551, E, CRAMERTON, NC 28032-1551

Mortgage

Document Number0051192160
DateMay 5, 2020
Book Page005119/002160
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueMay 4, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMay 5, 2020
Property Address5000 RIVERBED LN # 12-E, 12-E, CRAMERTON, NC 28032-1550
Document Number0051192158
Book / Page005119 / 002158
Instrument DateMay 4, 2020
Transaction TypeTransfer
Record UpdatedJun 1, 2020
Title CompanyMOREHEAD TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5000 RIVERBED LN #E CRAMERTON NC 280321551, E, CRAMERTON, NC 28032-1551

Mortgage

Document Number51192160
DateMay 5, 2020
Book Page005119/002160
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueMay 4, 2050

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,677.00 (-2.48%)$260,220 (-) Land $12,500 Building $247,720
2023$2,745.00$260,220 Land $12,500 Building $247,720

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2013–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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