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5000 Gilbertville Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 5000 Gilbertville Rd, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,102 sqft · built 1954
Lot Size11.8 acres (516,622 sqft)
Owner2 Individual Names on File
Tax Bill$4,096 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone AE (high risk)
APN8812-22-126-016

Property Details

APN / Parcel Number

Primary APN8812-22-126-016

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,102 sqft Living Area
1st Floor Area1,638 sqft
Basement Area2,102 sqft
Finished Basement550 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area516,622 sqft (11.8 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Patio Area290 sqft
Shed1 Shed
Shed Area132 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5000 GILBERTVILLE RD
CityWATERLOO
StateIA
Zip50701-9173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL F THAT PART OF GOVT LOT 3 BEING IN THE NW 1/4 SEC 22 T 88 R 12 DESC AS COM AT THE NE COR OF SAID NW 1/4 TH ALONG THE E
Legal Range12W
Legal Township88N
Legal Section22
Legal Lot Number3
JurisdictionBLACK HAWK IA
Township / Civil DivisionPOYNER
Census Block Group4
Census Block4013
Census Tract2700

Owner

Source: Black Hawk County records · APN 8812-22-126-016

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5000 GILBERTVILLE RD, WATERLOO, IA 50701-9173
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateOct 01, 2013
Transfer Doc2014009632
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address5000 GILBERTVILLE RD, WATERLOO, IA 50701-9173
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100006041
DateSep 21, 2020
Instrument202100006041
Lender
NameFARMERS STATE BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,096.00 Homeowner's exemption$465,040 (+37.05%) Land $164,290 Building $300,750$465,040 (+16.67%) Land $164,290 Building $300,750
2024$4,096.00 (+20.83%)
2023$339,310 (+31.43%) Land $81,520 Building $257,790$398,610 (+25.56%)
2022$3,390.00 Homeowner's exemption$258,170 Land $58,050 Building $200,120
2021$317,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130027004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies3 in force
Nearby Flood Claims16 (1990–2016)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2016, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Sep 2016 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 49% of Iowa
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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