5000 Elkton Pike, Prospect, TN 38477 Property Records

Giles County property record for 5000 Elkton Pike, Prospect, TN 38477

Property Summary

Property Type	Rural Home
Details	1 ba · 1,190 sqft · built 2006
Lot Size	16.5 acres (718,740 sqft)
Owner	2 Individual Names on File
Last Sale	$114,900 (Oct 2014)
Tax Bill	$1,093 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`028142 00109`

Property Details

APN / Parcel Number

Primary APN	`028142 00109`
Alternative APN	`142 00109`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,190 sqft Living Area
1st Floor Area	744 sqft
Upper Floors Area	744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	718,740 sqft (16.5 acres)
Terrain	Rolling
View / Lot	Major Street/Thoroughfare
Garage Type	Carport
Garage Area	589 sqft
Carport	Carport
Carport Area	589 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	112 sqft
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5000 ELKTON PIKE
City	PROSPECT
State	TN
Zip	38477-7549
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 09, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	1
Census Block Group	1
Census Block	1037
Census Tract	920800

Owner

5000 Elkton Pike, a rural home, is owned and occupied by two individuals who bought it in October 2014.

Source: Giles County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5000 ELKTON PIKE, PROSPECT, TN 38477-7549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2014 · Amount on File
Deed Sale	Oct 20, 2014 · Amount on File
Prior Sale	Jun 27, 2008 · Amount on File
Deed Document Number	2014100417
Deed Book / Page	361 / 51
Transfer Doc	D305910
Record Updated	Jun 8, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GILES TN
Property Address	5000 ELKTON PIKE, PROSPECT, TN 38477-7549
Document Number	0000126605
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 ELKTON PIKE PROSPECT TN 384777549, PROSPECT, TN 38477-7549

Mortgage

Document Number	0000126605
Date	May 22, 2020
Book Page	000596/000274
Instrument	126605

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 5000 Elkton Pike was $1,093, up 12.8% from the year before.

Source: Giles County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Municipality	Elkton City
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,093.00 (+12.8%) Additional exemption filed	$38,950 (-) Land $8,050 Building $30,900
2024	$969.00 (+6.84%) Additional exemption filed	$38,950 (-) Land $8,050 Building $30,900
2023	$907.00 (+14.38%) Additional exemption filed	$38,950 (-) Land $8,050 Building $30,900
2022	$793.00	$38,950 Land $8,050 Building $30,900	$204,400 Land $80,800 Building $123,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5000 Elkton Pike in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5000 Elkton Pike is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH GILES UTILITY DISTRICT serves 6,985 people · EPA ID TN0000649
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PES Energize Fiber	5,000 / 5,000

May also be available: Mediacom Xtream.

Cell Coverage

5G and 4G LTE (outdoors only)

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