5000 Cypress Loop NE, Lacey (Olympia), WA 98516 Property Records

Thurston County property record for 5000 Cypress Loop NE, Lacey, WA 98516

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,587 sqft · built 2008
Lot Size	0.163 acres (7,089 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Sep 2025)
Tax Bill	$10 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52930113300`

Property Details

APN / Parcel Number

Primary APN	`52930113300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,587 sqft Living Area
Gross Area	2,185 sqft
1st Floor Area	1,587 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Concrete
Lot Area	7,089 sqft (0.163 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	158 sqft
Deck Area	119 sqft
Patio Area	119 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5000 CYPRESS LOOP NE
City	LACEY
State	WA
Zip	98516-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD 3-6
Legal Description	SECTION 26 TOWNSHIP 19 RANGE 1W QUARTER NW SE PLAT HAWKS PRAIRIE PH 2 UNIT 15 LT 1133 DOCUMENT 3860306
Legal Range	01
Legal Township	19
Legal Section	26
Legal Subdivision	HAWKS PRAIRIE
Legal Phase	2
Legal Block	2
Legal Lot Number	1133
Legal Unit	15
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	2
Census Block	2018
Census Tract	12225

Owner

Source: Thurston County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5000 CYPRESS LOOP NE, LACEY, WA 98516-1600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Aug 19, 2008 · Amount on Record
Deed Document Number	20255072904
Prior Transfer Date	Dec 5, 2011
Prior Transfer Doc	0004240634
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Sep 26, 2025
Property Address	5000 CYPRESS LOOP NE, LACEY, WA 98516-1600
Document Number	0005072904
Map Reference	DOC 3860306
Instrument Date	Sep 25, 2025
Instrument	5072904
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,578.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 CYPRESS LOOP NE, LACEY, WA 98516-1600

Mortgage

Document Number	0005072905
Date	Sep 26, 2025
Instrument	5072905

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	5-Year CMT
Margin	2
Max Rate	10.7%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5000 CYPRESS LOOP NE, LACEY, WA 98516-1600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004813303
Date	Dec 31, 2020
Instrument	4813303

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5000 CYPRESS LOOP NE, LACEY, WA 98516-1600
Document Number	0004616638
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5000 CYPRESS LOOP NE LACEY WA 985161600, LACEY, WA 98516-1600

Mortgage

Document Number	0004616638
Date	Mar 21, 2018
Instrument	4616638

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00 (-99.84%)
2025	$6,338.00 (+8.38%)	$628,700 (+3.01%) Land $209,300 Building $419,400	$628,700 (+3.01%) Land $209,300 Building $419,400
2024	$5,848.00 (+8.12%)	$610,300 (+7.35%) Land $202,600 Building $407,700	$610,300 (+7.35%) Land $202,600 Building $407,700
2023	$5,409.00
2022		$568,500 Land $97,300 Building $471,200	$568,500 Land $97,300 Building $471,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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