McDowell County property record for 5000 Bat Cave Rd, Old Fort, NC 28762
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 5 ba · 4,399 sqft · built 2006 |
| Lot Size | 6.11 acres (266,587 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (May 2019) |
| Tax Bill | $4,553 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0657-00-27-4165 |
| Primary APN | 0657-00-27-4165 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,399 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 266,587 sqft (6.11 acres) |
| Lot Width | 871 ft Width |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 39455 |
|---|---|
| Street Address | 5000 BAT CAVE RD |
| City | OLD FORT |
| State | NC |
| Zip | 28762-6876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 6.12 AC CROOKED CRK TWP |
| Legal Subdivision | DEER VLY ESTATE |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | CROOKED CREEK |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 970800 |
5000 Bat Cave Rd, a rural home, is owned and occupied by two individuals who bought it in May 2019.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5000 BAT CAVE RD, OLD FORT, NC 28762-6876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU |
| Aug 22, 2019 | Deed of Trust, Mortgage · Line of Credit BAXTER CU |
| May 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage BAXTER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2019 · Amount on File |
| Deed Sale | May 7, 2019 · Amount on File |
| Prior Sale | Feb 11, 2013 · Amount on File |
| Deed Document Number | 0001274134 |
| Deed Book / Page | 1274 / 134 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 5000 BAT CAVE RD, OLD FORT, NC 28762-6876 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0013750716 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 1375/716 |
| Instrument | 2021007095 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 5000 BAT CAVE RD, OLD FORT, NC 28762-6876 |
| Document Number | 0012850054 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 5000 BAT CAVE RD OLD FORT NC 287626876, OLD FORT, NC 28762-6876 |
| Document Number | 0012850054 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 001285/000054 |
| Instrument | 4217 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 2, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | May 7, 2019 |
| Property Address | 5000 BAT CAVE RD, OLD FORT, NC 28762-6876 |
| Document Number | 0012740134 |
| Book / Page | 001274 / 000134 |
| Instrument Date | May 3, 2019 |
| Instrument | 2056 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5000 BAT CAVE RD OLD FORT NC 287626876, OLD FORT, NC 28762-6876 |
| Document Number | 12740141 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 001274/000141 |
| Instrument | 2057 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2049 |
The 2025 property tax bill for 5000 Bat Cave Rd was $4,553.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,553.00 | $671,590 Land $53,120 Building $618,470 | |
| 2023 | $3,763.00 | $555,110 Land $53,120 Building $501,990 | $671,590 Land $53,120 Building $618,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5000 Bat Cave Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5000 Bat Cave Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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