5000 Arroyo St, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5000 Arroyo St, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,651 sqft · built 1986
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2016)
Tax Bill	$7,121 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`253-0350-007-0000`

Property Details

APN / Parcel Number

Primary APN	`253-0350-007-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,651 sqft Living Area
1st Floor Area	2,651 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Pool Area	14,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5000 ARROYO ST
City	FAIR OAKS
State	CA
Zip	95628-5464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	DOWNING PLACE, LOT 7
Legal Subdivision	DOWNING PLACE
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1006
Census Tract	8006

Owner

5000 Arroyo St is owned and occupied by two individuals who bought it in June 2016.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5000 ARROYO ST, FAIR OAKS, CA 95628-5464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 10, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2016 · Amount on File
Deed Sale	Jun 10, 2016 · Amount on File
Deed Book / Page	20160610 / 1224
Prior Transfer Date	Feb 21, 2014
Prior Transfer Doc	0000000689
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5000 ARROYO ST, FAIR OAKS, CA 95628-5464
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 ARROYO ST, FAIR OAKS, CA 95628-5464
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000972
Date	Apr 2, 2021
Instrument	202104020972

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5000 ARROYO ST, FAIR OAKS, CA 95628-5464
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 ARROYO ST, FAIR OAKS, CA 95628-5464

Mortgage

Document Number	4020000000972
Date	Apr 2, 2021
Book Page	20210402/972

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5000 ARROYO ST, FAIR OAKS, CA 95628-5464
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001168
Date	Mar 27, 2017
Book Page	20170327/1168

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5000 ARROYO ST, FAIR OAKS, CA 95628-5464
Document Number	2003170744
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5000 ARROYO ST FAIR OAKS CA 956285464, FAIR OAKS, CA 95628-5464

Mortgage

Document Number	2003170744
Date	Mar 17, 2020
Instrument	2003170744

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Mar 16, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 5000 Arroyo St was $7,121 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,728 (+2%) Land $181,117 Building $422,611
2025	$7,121.00 (+0.79%) Homeowner's exemption	$591,891 Land $177,566 Building $414,325
2024	$7,065.00 (+3.11%)
2023	$6,852.00 (+0.4%) Homeowner's exemption	$568,909 Land $170,672 Building $398,237
2022	$6,825.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5000 Arroyo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5000 Arroyo St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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