500 Thomas St, Union City, MI 49094 Property Records

Branch County property record for 500 Thomas St, Union City, MI 49094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1978
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on File
Last Sale	$75,500 (Jan 2021)
Tax Bill	$1,295 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-M50-000-033-98`

Property Details

APN / Parcel Number

Primary APN	`021-M50-000-033-98`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	672 sqft Building Perimeter
1st Floor Area	576 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	79,715 sqft (1.83 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	500 THOMAS ST
City	UNION CITY
State	MI
Zip	49094-1082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNION TOWNSHIP T5S R7W SECTION 5 LOTS 48 THRU 51 MOSELEY'S ADDITION VILLAGE OF UNION CITY 1.83 AC +/- SPLIT ON 08/30/2001
Legal Subdivision	MOSELEY S ADD
Legal Lot Number	48-51
Jurisdiction	BRANCH MI
Township / Civil Division	UNION
Census Block Group	3
Census Block	3019
Census Tract	950200

Owner

500 Thomas St is owned and occupied by an individual who bought it in January 2021.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	500 THOMAS ST, UNION CITY, MI 49094-1082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage KELLOGG COMMUNITY CREDIT UNION
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Aug 16, 2018	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Aug 16, 2018 · Amount on File
Deed Document Number	2021189
Prior Transfer Date	Mar 5, 2004
Prior Transfer Doc	0000003016
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Recording Date	Aug 25, 2026
Property Address	500 THOMAS ST, UNION CITY, MI 49094-1082
Document Number	0000005330
Instrument Date	Aug 13, 2026
Instrument	20265330
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 THOMAS ST, UNION CITY, MI 49094-1082

Mortgage

Document Number	0000005330,
Date	Aug 25, 2026
Instrument	20265330

Lender

Name	KELLOGG COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 21, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jan 8, 2021
Property Address	500 THOMAS ST, UNION CITY, MI 49094-1082
Document Number	202100189
Map Reference	LB 1 PG 41
Instrument Date	Dec 22, 2020
Instrument	2021-00189
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$649.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 THOMAS ST, 500, UNION CITY, MI 49094-1082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5930 WOODS RD, BELLEVUE, MI 49021-9232

Mortgage

Document Number	202100190
Date	Jan 8, 2021
Instrument	2021-00190

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 16, 2018
Property Address	500 THOMAS ST, UNION CITY, MI 49094-1082
Document Number	201805390
Map Reference	LB1 PG41
Instrument Date	Aug 3, 2018
Instrument	2018-05390
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCES AGENNCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 THOMAS ST, 500, UNION CITY, MI 49094-1082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 JOHN ST, UNION CITY, MI 49094-1141

Mortgage

Document Number	201805391
Date	Aug 16, 2018
Instrument	2018-05391

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 500 Thomas St was $1,295, up 5.9% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Union Township
Municipality	Union City Village
Unified School District	Union City Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,100 (+31.19%)	$172,200 (+31.19%)
2025	$1,295.00 (+5.89%)	$65,630	$131,260
2024	$1,223.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY serves 1,630 people · EPA ID MI0006720
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DMCI Broadband, Mercury Fiber.

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