500 State St, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 500 State St, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1950
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jul 2012)
Tax Bill	$4,308 (2024)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`12-00051-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`12-00051-0000-00007`
Alternative APN	`120005100007`

Interior

Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	31,799 sqft (0.73 acres)

Location & Zoning

Street Address	500 STATE ST
City	CAPE MAY
State	NJ
Zip	08204-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	OLD B69-L8
Legal Subdivision	MILLER FARM
Legal Block	51
Legal Lot Number	7
Jurisdiction	CAPE MAY NJ
Township / Civil Division	WEST CAPE MAY
Census Block Group	2
Census Block	2035
Census Tract	21900

Owner

500 State St is owned and occupied by an individual who bought it in July 2012.

Source: Cape May County and West Cape May Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	500 STATE ST, CAPE MAY, NJ 08204-1147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2012 · Amount on File
Deed Sale	Jul 6, 2012 · Amount on File
Deed Document Number	2012152
Deed Book / Page	3500 / 990
Prior Transfer Date	May 20, 2006
Prior Transfer Doc	0000000263
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	500 STATE ST, CAPE MAY, NJ 08204-1147
Document Number	0058960069
Book / Page	005896 / 000069
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017
Title Company	TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 STATE ST WEST CAPE MAY NJ 082041147, WEST CAPE MAY, NJ 08204-1147

Mortgage

Document Number	0058960069
Date	Aug 28, 2017
Book Page	005896/000069
Instrument	26628

Lender

Name	OAK MTG
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	West Cape May Borough
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	West Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,500 (-) Land $233,000 Building $53,500	$286,500 (-) Land $233,000 Building $53,500
2025		$286,500 Land $233,000 Building $53,500	$286,500 Land $233,000 Building $53,500
2024	$4,308.00
2023		$286,500 Land $233,000 Building $53,500	$286,500 Land $233,000 Building $53,500
2022	$3,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 State St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 47 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 units insured incl. 8 condo units
Nearby Flood Claims	117 (1978–2025)
Claims Outside the SFHA	2 of 117
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims Hurricane Gloria, Sep 1985 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 State St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CAPE MAY WATER DEPT serves 4,427 people · EPA ID NJ0512001
Water Source	Purchased groundwater from CAPE MAY WATER & SEWER U
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20