500 State St, Alton, IL 62002 Property Records

Madison County property record for 500 State St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,224 sqft · built 1903
Lot Size	0.073 acres (3,192 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Jan 2020)
Tax Bill	$6,439 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Mortgage + 1 more
APN	`23-2-07-11-18-302-027`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-11-18-302-027`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,224 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Shingle
Lot Area	3,192 sqft (0.073 acres)
Lot Dimensions	76 ft deep x 42 ft wide
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	500 STATE ST
City	ALTON
State	IL
Zip	62002-6138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GODFREY & GILMANS ADD LOT PT 4 42X76
Legal Subdivision	GODFREY & GILMANS ADDN
Legal Lot Number	4
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1023
Census Tract	402300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Christian Hill Historic District listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	500 STATE ST, ALTON, IL 62002-6138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · Conventional with PMI CARROLLTON BK
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BK
Jan 16, 2020	Warranty Deed, Transfer · ARM CARROLLTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2020 · Amount on Record
Deed Sale	Jan 16, 2020 · Amount on Record
Prior Sale	Jul 6, 2007 · Amount on Record
Deed Document Number	20201958
Prior Transfer Date	Jun 2, 2007
Prior Transfer Doc	0000036180
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	500 STATE ST, ALTON, IL 62002-6138
Document Number	0000001959
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 STATE ST ALTON IL 620026138, ALTON, IL 62002-6138

Mortgage

Document Number	0000001959
Date	Jan 16, 2020
Instrument	1959

Lender

Name	CARROLLTON BK
Type	Bank
Address	ALTON, IL 62002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	500 STATE ST, ALTON, IL 62002-6138
Document Number	0000001960
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 STATE ST ALTON IL 620026138, ALTON, IL 62002-6138

Mortgage

Document Number	0000001960
Date	Jan 16, 2020
Instrument	1960

Lender

Name	CARROLLTON BK
Type	Bank
Address	ALTON, IL 62002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.25%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 16, 2020
Property Address	500 STATE ST, ALTON, IL 62002-6138
Document Number	0000001958
Map Reference	PB 19 PG 62
Instrument Date	Jan 8, 2020
Instrument	2020R01958
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 STATE ST, ALTON, IL 62002-6138

Mortgage

Document Number	0000001960
Date	Jan 16, 2020
Instrument	2020R01960

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Jan 8, 2035

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 8, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	4

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,439.00 (+9.73%)	$86,440 (+35.42%) Land $2,720 Building $83,720	$259,320 (+35.29%) Land $8,160 Building $251,160
2024	$5,868.00 (+15.67%)
2022	$5,073.00	$63,830 Land $2,010 Building $61,820	$191,682 Land $6,036 Building $185,646

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1978–2019)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave.

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