500 Smitty Ln, West Point, CA 95255 Property Records

Calaveras County property record for 500 Smitty Ln, West Point, CA 95255

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 945 sqft · built 1947
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Jul 2025)
Tax Bill	$3,839 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-025-013-000`

Property Details

APN / Parcel Number

Primary APN	`008-025-013-000`
Alternative APN	`008025013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	945 sqft Living Area
1st Floor Area	945 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1979
Architectural Style	Conventional
Construction Type	Wood
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	500 SMITTY LN
City	WEST POINT
State	CA
Zip	95255-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20
Legal Description	POR LOT 84 IN NW4 OF 2 T6R13
Legal Subdivision	EMBRACING
Legal Lot Number	84
Legal Unit	13
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	2
Census Block	2005
Census Tract	400

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 380, WEST POINT, CA 95255-0380
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Jan 22, 2019	Grant Deed, Transfer · FmHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Jul 17, 2024 · Amount on Record
Deed Document Number	20257210
Prior Transfer Date	Nov 22, 2005
Prior Transfer Doc	0000027933
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	500 SMITTY LN, WEST POINT, CA 95255-9726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005901
Date	May 13, 2020
Instrument	2020-005901

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jan 22, 2019
Property Address	500 SMITTY LN, WEST POINT, CA 95255-9726
Document Number	0000000608
Instrument Date	Jan 18, 2019
Instrument	2019-000608
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	500 SMITTY LN, WEST POINT, CA 95255-9726

Mortgage

Document Number	0000000609
Date	Jan 22, 2019
Instrument	2019-000609

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Change Frequency	Monthly
Index	12-Month MTA

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$312,896 (+2%) Land $34,133 Building $278,763
2025	$3,839.00 (-2.07%)	$306,762 (+4.04%) Land $33,464 Building $273,298
2023	$3,920.00 (-8.58%)	$294,852 Land $32,165 Building $262,687
2022	$4,288.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CCWD - WEST POINT serves 1,043 people · EPA ID CA0510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Volcano Vision.

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