500 Smith St, Golden, IL 62339 Property Records

Adams County property record for 500 Smith St, Golden, IL 62339

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,733 sqft)
Owner	Individual Name on File
Last Sale	$57,000 (Dec 2017)
Tax Bill	$753 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020060000000`

Property Details

APN / Parcel Number

Primary APN	`020060000000`

Exterior

Lot Area	14,733 sqft (0.34 acres)

Location & Zoning

Street Address	500 SMITH ST
City	GOLDEN
State	IL
Zip	62339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 3 H H EMMINGA-GOLDEN -EX S 50FT- LOT 2
Legal Range	5W
Legal Township	2N
Legal Section	31
Legal Subdivision	H H EMMINGA'S ADDITION
Legal Block	3
Legal Lot Number	2
Jurisdiction	ADAMS IL
Township / Civil Division	NORTHEAST
Census Block Group	1
Census Block	1087
Census Tract	10200

Owner

500 Smith St is owned by an individual who bought it in December 2017.

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 60, GOLDEN, IL 62339-0060
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Dec 11, 2017	Executor's Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2017 · Amount on File
Deed Sale	Dec 11, 2017 · Amount on File
Deed Document Number	201710077
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	500 SMITH ST, GOLDEN, IL 62339
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R06413
Date	Oct 30, 2023
Instrument	2023R-06413

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Nov 23, 2030

Interest

Rate Type	Adjustable Rate
Rate	5.42%

December 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ADAMS IL
Recording Date	Dec 11, 2017
Property Address	500 SMITH ST, GOLDEN, IL 62339
Document Number	2017R10077
Instrument Date	Dec 8, 2017
Instrument	2017R-10077
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 SMITH ST, GOLDEN, IL 62339

Mortgage

Document Number	2017R10078
Date	Dec 11, 2017
Instrument	2017R-10078

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Northeast Township
Municipality	Golden Village
Unified School District	Central CUSD 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,570 Land $2,260 Building $24,310	$79,710 Land $6,780 Building $72,930
2024	$753.00
2022		$21,840 Land $1,910 Building $19,930	$65,520 Land $5,730 Building $59,790
2021	$512.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 500 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 500 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN serves 620 people · EPA ID IL0010250
Water Source	Purchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith St

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