500 S Main St, Henderson, TX 75654 Property Records

Rusk County property record for 500 S Main St, Henderson, TX 75654

Property Summary

Property Type	Single Family Home
Details	1,973 sqft · built 1893
Lot Size	0.583 acres (25,378 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Apr 2021)
Tax Bill	$6,063 (2026)
Deeds & Mortgages	Mar 2023 Sale Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01210-00230-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`01210-00230-00000-000000`
Alternative APN	`28687`

Interior

Stories	2 Stories
Building Area	1,973 sqft Living Area

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Lot Area	25,378 sqft (0.583 acres)
Lot Dimensions	270 ft deep x 94 ft wide
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Porch	Porch
Porch Area	794 sqft

Location & Zoning

Account Number	01210-00230-00000-000000
Street Address	500 S MAIN ST
City	HENDERSON
State	TX
Zip	75654-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E PT LT 3 BLK 68 J SMITH SUR
Legal Subdivision	JAMES SMITH SURVEY
Legal Block	68
Legal Lot Number	3
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2019
Census Tract	950900

Owner

500 S Main St is owned and occupied by an individual who bought it in April 2021.

Source: Rusk County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	500 S MAIN ST, HENDERSON, TX 75654-3545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Apr 13, 2021	Vendor's Lien, Transfer · Line of Credit BTH BANK NA
Sep 3, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PAUL D MORRIS
Sep 6, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Prior Sale	Sep 13, 2018
Deed Document Number	2021218905
Deed Book / Page	3767 / 683
Prior Transfer Date	Apr 12, 2021
Prior Transfer Doc	3767/683
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK TX
Recording Date	Mar 14, 2023
Property Address	500 S MAIN ST, HENDERSON, TX 75654-3545
Document Number	003908/401
Book / Page	3908 / 401
Map Reference	VOL 3767 PG 683
Instrument Date	Mar 9, 2023
Instrument	239944
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 S MAIN ST, HENDERSON, TX 75654-3545

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Apr 13, 2021
Property Address	500 S MAIN ST, HENDERSON, TX 75654-3545
Document Number	3767/683
Book / Page	3767 / 683
Map Reference	VOL 39 PG 287
Instrument Date	Apr 12, 2021
Instrument	218905
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 COLLEGE AVE, 402, HENDERSON, TX 75654-4117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 COUNTY ROAD 212 E, HENDERSON, TX 75652-4026

Mortgage

Document Number	218906
Date	Apr 13, 2021
Instrument	218906

Lender

Name	BTH BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Jan 9, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	500 S MAIN ST, HENDERSON, TX 75654-3545
Transaction Type	Mortgage
Record Updated	Dec 11, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 S MAIN ST, HENDERSON, TX 75654-3545

Mortgage

Document Number	3723/506
Date	Sep 3, 2020
Book Page	3723/506
Instrument	212123

Lender

Name	PAUL D MORRIS
Type	Private Party
Address	PO BOX 1990, HENDERSON, TX 75653

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	500 S MAIN ST, HENDERSON, TX 75654-3545
Transaction Type	Mortgage
Record Updated	Nov 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3593/678
Date	Sep 6, 2018
Book Page	3593/678
Instrument	190730

Lender

Name	TEXAS BANK
Type	Bank
Address	HENDERSON, TX 75653

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 5, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 500 S Main St was $6,063 with a homeowner's exemption, up 131.4% from the year before.

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,063.00 (+131.41%) Homeowner's exemption	$318,960 (-0.13%) Land $25,000 Building $293,960	$318,960 (-0.13%) Land $25,000 Building $293,960
2025	$2,620.00 Homeowner's exemption	$319,360 Land $25,000 Building $294,360	$319,360 Land $25,000 Building $294,360
2023		$312,780 Land $25,000 Building $287,780	$312,780 Land $25,000 Building $287,780
2022	$6,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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