Haywood County property record for 500 Penland St, Clyde, NC 28721 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2016 |
| Lot Size | 0.383 acres (16,705 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $337,500 (Apr 2021) |
| Tax Bill | $1,778 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8637-53-9410 |
| Primary APN | 8637-53-9410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 1,624 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 16,705 sqft (0.383 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 266543 |
|---|---|
| Street Address | 500 PENLAND ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-7561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #17 SECT A R L PENLAND ESTATE |
| Legal Subdivision | R L PENLAND ESTATE |
| Legal Unit | 17 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 920501 |
Source: Haywood County records · APN 8637-53-9410
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 500 PENLAND ST, CLYDE, NC 28721-7561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2018 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Apr 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 09, 2021 · Amount on Record |
| Deed Sale | Apr 09, 2021 · Amount on Record |
| Prior Sale | Jun 03, 2016 · Amount on Record |
| Deed Document Number | 20214283 |
| Deed Book / Page | 1027 / 85 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 500 PENLAND ST, CLYDE, NC 28721-7561 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009600772 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 960/0772 |
| Instrument | 2018008714 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 09, 2021 |
| Property Address | 500 PENLAND ST, CLYDE, NC 28721-7561 |
| Document Number | 0010270085 |
| Book / Page | 1027 / 85 |
| Map Reference | MNB B PG 197 |
| Instrument Date | Apr 08, 2021 |
| Instrument | 2021004283 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 191 BROWNING RD, WAYNESVILLE, NC 28786-4920 |
| Name | Verified Name |
|---|---|
| Address | 500 PENLAND ST, CLYDE, NC 28721-7561 |
| Document Number | 0000102788 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 1027/88 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,100 (-) Land $33,300 Building $215,800 | ||
| 2025 | $1,778.00 | $249,100 (-) Land $33,300 Building $215,800 | $249,100 (-) Land $33,300 Building $215,800 |
| 2023 | $249,100 Land $33,300 Building $215,800 | $249,100 (-) Land $33,300 Building $215,800 | |
| 2021 | $249,100 Land $33,300 Building $215,800 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879205011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (2021–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Skyrunner | Fixed Wireless (unlicensed) | 500 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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