500 O'Neal Dr, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 500 O'Neal Dr, Hoover, AL 35226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,597 sqft · built 1974
Lot Size	0.343 acres (14,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Mar 2026)
Tax Bill	$3,012 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`39-00-10-1-002-014.000`

Property Details

APN / Parcel Number

Primary APN	`39-00-10-1-002-014.000`
Alternative APNs	`39101002014000RR00` `58812`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,597 sqft Living Area
Gross Area	3,157 sqft
1st Floor Area	1,597 sqft
Basement Area	1,560 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2004
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,960 sqft (0.343 acres)
Lot Dimensions	136 ft deep x 110 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft

Exterior Amenities

Porch	Slab
Porch Area	225 sqft
Deck Area	Deck Area
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	58812
Street Address	500 ONEAL DR
City	HOOVER
State	AL
Zip	35226-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4 BL 3 EAGLE POINT SUB 99/58 BHAM
Legal Range	03W
Legal Township	19S
Legal Section	10
Legal Subdivision	EAGLE POINT SUB
Legal Block	3
Legal Lot Number	4
Jurisdiction	JEFFERSON AL
Township / Civil Division	HOOVER
Census Block Group	1
Census Block	1023
Census Tract	14406

Owner

Source: Jefferson County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 ONEAL DR, HOOVER, AL 35226-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Oct 4, 2023	Warranty Deed, Transfer
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Mar 7, 2019	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jun 7, 2018	Warranty Deed, Transfer GROUNDFLOOR HOLDINGS GA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Oct 4, 2023 · Amount on Record
Deed Document Number	202619704
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Mar 9, 2026
Property Address	500 ONEAL DR, HOOVER, AL 35226-2346
Document Number	0000019704
Instrument Date	Mar 5, 2026
Instrument	2026019704
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ONEAL DR, HOOVER, AL 35226-2346

Mortgage

Document Number	0000019705
Date	Mar 9, 2026
Instrument	2026019705

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Oct 4, 2023
Property Address	500 ONEAL DR, HOOVER, AL 35226-2346
Document Number	0000090368
Instrument Date	Sep 29, 2023
Instrument	2023090368
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ONEAL DR, HOOVER, AL 35226-2346

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	500 ONEAL DR, HOOVER, AL 35226-2346
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ONEAL DR, HOOVER, AL 35226-2346

Mortgage

Document Number	0000098899
Date	Sep 20, 2019
Instrument	2019098899

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	500 ONEAL DR, HOOVER, AL 35226-2346
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ONEAL DR, HOOVER, AL 35226-2346

Mortgage

Document Number	0000039767
Date	Apr 27, 2020
Instrument	2020039767

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Mar 7, 2019
Property Address	500 ONEAL DR, HOOVER, AL 35226-2346
Document Number	0000020287
Instrument Date	Feb 19, 2019
Instrument	2019020287
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ONEAL DR, HOOVER, AL 35226-2346

Mortgage

Document Number	0000020288
Date	Mar 7, 2019
Instrument	2019020288

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jun 7, 2018
Property Address	500 ONEAL DR, HOOVER, AL 35226-2346
Document Number	0000059011
Instrument Date	Jun 7, 2018
Instrument	59011
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 ONEAL DR HOOVER AL 352262346, HOOVER, AL 35226-2346

Mortgage

Document Number	59012
Date	Jun 7, 2018
Instrument	59012

Lender

Name	GROUNDFLOOR HOLDINGS GA LLC
Address	75 5TH ST NW # 2070, ATLANTA, GA 30308-1022

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,012.00 (+8.5%) Homeowner's exemption	$42,220 (+26.26%)	$461,000 (+37.9%) Land $189,400 Building $271,600
2023		$33,440 (-14.19%) Land $12,304 Building $21,136	$334,300 (-14.22%) Land $123,000 Building $211,300
2022	$2,776.00 Homeowner's exemption	$38,970 Land $12,300 Building $26,670	$389,700 Land $123,000 Building $266,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	35 (1979–2022)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Jun 2022 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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