500 Olive Springs Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 500 Olive Springs Rd, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,614 sqft · built 1934
Lot Size	8.44 acres (367,690 sqft)
Owner	Individual Name on File
Tax Bill	$1,680 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`103-081-06`

Property Details

APN / Parcel Number

Primary APN	`103-081-06`
Alternative APN	`103-081-06-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,614 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	367,690 sqft
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Patio Area	140 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	500 OLIVE SPRINGS RD
City	SOQUEL
State	CA
Zip	95073-9647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1009
Census Tract	122001

Owner

500 Olive Springs Rd is owned and occupied by an individual who acquired it in October 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	500 OLIVE SPRINGS RD, SOQUEL, CA 95073-9647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Oct 25, 2023	Intrafamily Transfer, Transfer · Line of Credit FREMONT BANK
May 22, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 17, 2023
Transfer Doc	0000020589
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 4, 2026
Property Address	500 OLIVE SPRINGS RD, SOQUEL, CA 95073-9647
Document Number	0000020008
Instrument Date	Sep 1, 2026
Instrument	202620008
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	500 OLIVE SPRINGS RD, SOQUEL, CA 95073-9647

Mortgage

Document Number	0000020008,
Date	Sep 4, 2026
Instrument	202620008

Lender

Name	FREMONT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 25, 2023
Property Address	500 OLIVE SPRINGS RD, SOQUEL, CA 95073-9647
Document Number	0000020589
Instrument Date	Oct 23, 2023
Instrument	2023-0020589
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	NOT AVAILABLE, FNTG LENDERS DIRECT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	500 OLIVE SPRINGS RD, SOQUEL, CA 95073-9647

Mortgage

Document Number	0000020590
Date	Oct 25, 2023
Instrument	2023-0020590

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 22, 2023
Property Address	500 OLIVE SPRINGS RD, SOQUEL, CA 95073-9647
Document Number	0000008915
Instrument Date	May 17, 2023
Instrument	2023-0008915
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 OLIVE SPRINGS RD, SOQUEL, CA 95073-9647

Tax Assessment & Valuation

The 2025 property tax bill for 500 Olive Springs Rd was $1,680 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,943 (+2%) Land $85,160 Building $22,783
2025	$1,680.00 Homeowner's exemption	$105,827 Land $83,490 Building $22,337
2023	$1,414.00 (+2.02%) Homeowner's exemption	$94,006 Land $73,413 Building $20,593	$1,004,400
2022	$1,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 Olive Springs Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	25 (1982–2023)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 Olive Springs Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio.

Cell Coverage

5G and 4G LTE (outdoors only)

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