500 N Cherry St, Creston, IA 50801 Property Records

Union County property record for 500 N Cherry St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,788 sqft · built 1893
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$50,545 (Jul 2008)
Tax Bill	$522 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0501433011`

Property Details

APN / Parcel Number

Primary APN	`0501433011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	756 sqft
Basement Area	756 sqft
Finished Basement	756 sqft
Unfinished Basement	756 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	77 sqft
Patio Area	291 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	500 N CHERRY ST
City	CRESTON
State	IA
Zip	50801-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWIG 1ST LOT 141
Legal Subdivision	SWIGERTS ADDITION
Legal Lot Number	141
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4033
Census Tract	190400

Owner

500 N Cherry St is owned and occupied by two individuals who bought it in July 2008.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	500 N CHERRY ST, CRESTON, IA 50801-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2008 · Amount on File
Deed Sale	Jul 9, 2008 · Amount on File
Prior Sale	Feb 9, 2006 · Amount on File
Deed Document Number	20081486
Deed Book / Page	930 / 352
Prior Transfer Date	Jul 3, 2008
Prior Transfer Doc	000930/352
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Sep 19, 2017
Property Address	500 N CHERRY ST, CRESTON, IA 50801-2515
Document Number	001157/133
Book / Page	1157 / 133
Instrument Date	Sep 19, 2017
Instrument	2017-00001747
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 N CHERRY ST, CRESTON, IA 50801-2515

Mortgage

Document Number	001157/136
Date	Sep 19, 2017
Book Page	1157/136
Instrument	2017-00001748

Lender

Name	STATE SAVINGS BANK
Type	Bank
Address	CRESTON, IA 50801

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 500 N Cherry St was $522 with a homeowner's exemption, down 25.4% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,240 (-) Land $9,000 Building $33,240	$42,240 (-) Land $9,000 Building $33,240
2025	$522.00 (-25.43%) Homeowner's exemption	$42,240 Land $9,000 Building $33,240	$42,240 Land $9,000 Building $33,240
2024	$700.00
2023		$37,690 Land $9,630 Building $28,060	$37,690 Land $9,630 Building $28,060
2022	$482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 N Cherry St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 500 N Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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