500 Monaco Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 500 Monaco Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,348 sqft · built 1991
Lot Size	0.225 acres (9,810 sqft)
Owner	Company Name on Record
Last Sale	$779,900 (Feb 2022)
Tax Bill	$1,010 (2024)
Deeds & Mortgages	Apr 2022 Transfer Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`412320355002`

Property Details

APN / Parcel Number

Primary APN	`412320355002`
Alternative APNs	`00952601229008` `10004708092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,348 sqft Living Area
Gross Area	3,205 sqft
1st Floor Area	2,348 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	9,810 sqft (0.225 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	541 sqft
Driveway	Concrete Driveway
Driveway Area	845 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Raised Porch
Porch Area	316 sqft
Loading Dock	210 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952601229008
Street Address	500 MONACO DR
City	PUNTA GORDA
State	FL
Zip	33950-7814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC15 BLK262 LT 38 598/658-659 1018-149 1098/24 DC1357/1376(JA) 1358/689 1432/1330 1828/1101 2447/1104 PR15-506 4044/1554 4143/1940 4412/1314 4919/1285 4971/902
Legal Range	23E
Legal Township	41S
Legal Section	20
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	262
Legal Lot Number	38
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2008
Census Tract	10405

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	500 MONACO DR, PUNTA GORDA, FL 33950-7814
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 1, 2022	Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC
Feb 8, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Mar 5, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Mar 5, 2019 · Amount on Record
Deed Document Number	20223053111
Deed Book / Page	4919 / 1285
Last Transfer Date	Apr 22, 2022
Transfer Doc	0049710902
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 26, 2022
Property Address	500 MONACO DR, PUNTA GORDA, FL 33950-7814
Document Number	0049710902
Book / Page	4971 / 902
Map Reference	MB 8 PG 20A-20Z5
Instrument Date	Apr 22, 2022
Instrument	3092888
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 MONACO DR, 500, PUNTA GORDA, FL 33950-7814

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	500 MONACO DR, PUNTA GORDA, FL 33950-7814

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 1, 2022
Property Address	500 MONACO DR, PUNTA GORDA, FL 33950-7814
Document Number	0049191285
Book / Page	4919 / 1285
Map Reference	MB 8 PG 20A-20Z5
Instrument Date	Feb 1, 2022
Instrument	3053111
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,459.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 MONACO DR, 500, PUNTA GORDA, FL 33950-7814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 MONACO DR, PUNTA GORDA, FL 33950-7814

Mortgage

Document Number	0049191287
Date	Feb 1, 2022
Instrument	4919/1287

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	500 MONACO DR, PUNTA GORDA, FL 33950-7814
Document Number	0045391487
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	500 MONACO DR PUNTA GORDA FL 339507814, PUNTA GORDA, FL 33950-7814

Mortgage

Document Number	0045391487
Date	Feb 14, 2020
Book Page	004539/001487
Instrument	2786510

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 5, 2019
Property Address	500 MONACO DR, PUNTA GORDA, FL 33950-7814
Document Number	0044121314
Book / Page	4412 / 1314
Map Reference	MB 8 PG 20A-20Z5
Instrument Date	Mar 5, 2019
Instrument	2689107
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 MONACO DR, 500, PUNTA GORDA, FL 33950-7814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 MONACO DR, PUNTA GORDA, FL 33950-7814

Mortgage

Document Number	0002689108
Date	Mar 5, 2019
Instrument	2689108

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$645,437 (-5.39%) Land $267,750 Building $377,687	$645,437 (-5.6%) Land $267,750 Building $377,687
2024	$1,010.00
2023	$1,010.00 (+14.12%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$682,178 (+63.7%)	$683,760 (+8.19%) Land $305,000 Building $378,760
2022	$885.00 Disabled Person's exemption	$416,732	$632,007 Land $236,300 Building $395,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 823 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 228 condo units
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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