500 Laura Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 500 Laura Ln, Murphy, NC 28906

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,392 sqft · built 1992
Lot Size6.76 acres (294,466 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Aug 2014)
Tax Bill$1,235 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN454002999977000

Property Details

APN / Parcel Number

Primary APN454002999977000
Alternative APN
  • 40206

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,392 sqft Heated Area
FlooringCarpet
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2002
Exterior MaterialWood Shingle
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area294,466 sqft (6.76 acres)
Lot Dimensions898 ft deep x 30 ft wide
Garage TypeMixed
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area336 sqft
Deck Area592 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number40206
Street Address500 LAURA LN
CityMURPHY
StateNC
Zip28906-5772
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 2 JOHNSON HEIRS PROP 1390/773
Legal Phase1390
Legal Lot Number2
JurisdictionCHEROKEE NC
Township / Civil DivisionSHOAL CREEK
Census Block Group2
Census Block2047
Census Tract930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address500 LAURA LN, MURPHY, NC 28906-5772
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2014 · Amount on Record
Deed SaleAug 28, 2014 · Amount on Record
Prior SaleJul 26, 2010 · Amount on Record
Deed Document Number3488
Deed Book / Page1496 / 0621
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address500 LAURA LN, MURPHY, NC 28906-5772
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01633/0352
DateJan 3, 2020
Book Page01633/0352
Instrument00022
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressMURPHY, NC 28906
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,235.00$172,440 (-)$172,440 (-) Land $25,510 Building $146,930
2023$172,440$172,440 Land $25,510 Building $146,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 87% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Peachtree Broadband Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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