Black Hawk County property record for 500 Johnson St, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 873 sqft · built 1939 |
| Lot Size | 0.071 acres (3,088 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Mar 2022) |
| Tax Bill | $1,214 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-457-001 |
| Primary APN | 8913-26-457-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 873 sqft Living Area |
| 1st Floor Area | 584 sqft |
| Attic | Attic |
| Attic Area | 146 sqft |
| Basement Area | 584 sqft |
| Finished Basement | 250 sqft |
| Unfinished Basement | 584 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,088 sqft (0.071 acres) |
| Lot Dimensions | 87 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 198 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 500 JOHNSON ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEAVITT JOHNSON AND MILLER ADD LOT 1 BLK 13 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | LEAVITT JOHNSON AND MILLER ADD |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 200 |
Source: Black Hawk County records · APN 8913-26-457-001
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 500 JOHNSON ST, WATERLOO, IA 50702-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2020 | Deed of Trust, Mortgage · Line of Credit GREENSTATE CU |
| Mar 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| May 24, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on Record |
| Deed Sale | Mar 21, 2022 · Amount on Record |
| Prior Sale | May 02, 2013 · Amount on Record |
| Deed Document Number | 202218471 |
| Prior Transfer Date | Jun 04, 2019 |
| Prior Transfer Doc | 0000018270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 500 JOHNSON ST, WATERLOO, IA 50702-2212 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202100002243 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 202100002243 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 21, 2022 |
| Property Address | 500 JOHNSON ST, WATERLOO, IA 50702-2212 |
| Document Number | 202200018471 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 202200018471 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2022 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 500 JOHNSON ST, WATERLOO, IA 50702-2212 |
| Document Number | 202200018472 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 202200018472 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Apr 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Number | 202200018473 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 202200018473 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 24, 2019 |
| Property Address | 500 JOHNSON ST, WATERLOO, IA 50702-2212 |
| Document Number | 201900017667 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 201900017667 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4923 LUKE ST, CEDAR FALLS, IA 50613-8010 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,214.00 Homeowner's exemption | $74,230 (+12.13%) Land $8,200 Building $66,030 | $74,230 (+12.13%) Land $8,200 Building $66,030 |
| 2024 | $1,214.00 (+25.41%) | ||
| 2023 | $66,200 (+25.09%) Land $8,200 Building $58,000 | $66,200 (+25.09%) Land $8,200 Building $58,000 | |
| 2022 | $968.00 | $52,920 Land $8,200 Building $44,720 | |
| 2021 | $52,920 Land $8,200 Building $44,720 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130002001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jul 1980, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 740 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Waterloo Telecommunications Utility | Fiber | 10,000 / 10,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Mediacom Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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