Clay County property record for 500 Hilltop St, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,780 sqft · built 1938 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,666 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Nov 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-613-00-07-016.00 |
| Primary APN | 05-613-00-07-016.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,780 sqft Living Area |
| Gross Area | 5,361 sqft |
| 1st Floor Area | 1,799 sqft |
| Basement Area | 1,799 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 100 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 468 sqft |
|---|---|
| Porch | Screened Porch |
| Deck Area | 120 sqft |
| Patio Area | 1,300 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 500 HILLTOP ST |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OWENS ADDITION S100 LTS 5 & 6 BLK 2 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | OWENS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 5,6 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 22000 |
500 Hilltop St is owned and occupied by an individual who acquired it in November 2023.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 500 HILLTOP ST, SMITHVILLE, MO 64089-8600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Nov 6, 2023 | Deed, Transfer DRI TITLE AND ESCROW |
| Sep 23, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2023 |
| Deed Sale | Nov 6, 2023 |
| Prior Sale | Oct 4, 2005 · Amount on File |
| Deed Document Number | 202326973 |
| Deed Book / Page | 9652 / 21 |
| Prior Transfer Date | Sep 23, 2019 |
| Prior Transfer Doc | 0000027819 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 500 HILLTOP ST, SMITHVILLE, MO 64089-8600 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 3323 N 111TH ST, KANSAS CITY, KS 66109-3462 |
| Document Number | 0000027076 |
|---|---|
| Date | Nov 7, 2023 |
| Book Page | 9652/124 |
| Instrument | 2023027076 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Nov 6, 2023 |
| Property Address | 500 HILLTOP ST, SMITHVILLE, MO 64089-8600 |
| Document Number | 0000026973 |
| Book / Page | 9652 / 21 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 2023026973 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | DRI TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 HILLTOP ST, SMITHVILLE, MO 64089-8600 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Sep 23, 2019 |
| Property Address | 500 HILLTOP ST, SMITHVILLE, MO 64089-8600 |
| Document Number | 0000027819 |
| Book / Page | 008505 / 000093 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 27819 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 500 HILLTOP ST SMITHVILLE MO 640898600, SMITHVILLE, MO 64089-8600 |
The 2025 property tax bill for 500 Hilltop St was $4,666.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,666.00 | $65,570 | $345,105 |
| 2023 | $3,491.00 | $50,560 | $266,105 |
| 2019 | $2,824.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 500 Hilltop St in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 500 Hilltop St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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