500 Harper Ln, Midland, MI 48640 Property Records

Midland County property record for 500 Harper Ln, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,261 sqft · built 1974
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jul 2021)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-04-40-572`

Property Details

APN / Parcel Number

Primary APN	`14-04-40-572`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,261 sqft Living Area
1st Floor Area	1,205 sqft
Basement Area	1,137 sqft
Unfinished Basement	1,137 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	500 HARPER LN
City	MIDLAND
State	MI
Zip	48640-7322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 5 ALOHA GARDENS SUB
Legal Subdivision	ALOHA GARDENS SUB
Legal Lot Number	5
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2000
Census Tract	290901

Owner

500 Harper Ln is owned and occupied by two individuals who bought it in July 2021.

Source: Midland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	500 HARPER LN, MIDLAND, MI 48640-7322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 4, 2020	Deed, Transfer
May 17, 2019	Sheriff's Deed, Foreclosure
Oct 8, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Feb 4, 2020 · Amount on File
Deed Book / Page	1647 / 889
Prior Transfer Date	Oct 5, 2018
Prior Transfer Doc	1619/0322
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 12, 2021
Property Address	500 HARPER LN, MIDLAND, MI 48640-7322
Document Number	1647/889
Book / Page	1647 / 889
Map Reference	LB G PG 13
Instrument Date	Jul 8, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3399 E GREYSTONE PL, 3399, MIDLAND, MI 48642-7262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 S LINCOLN RD, MOUNT PLEASANT, MI 48858-9042

Mortgage

Document Number	1647890
Date	Jul 12, 2021
Instrument	1647/890

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 4, 2020
Property Address	500 HARPER LN, MIDLAND, MI 48640-7322
Document Number	01630/01475
Book / Page	01630 / 01475
Instrument Date	Jan 3, 2020
Instrument	01630-01475
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$1,324.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3399 E GREYSTONE PL, MIDLAND, MI 48642-7262

May 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MIDLAND MI
Recording Date	May 17, 2019
Property Address	500 HARPER LN, MIDLAND, MI 48640-7322
Document Number	01624/00556
Book / Page	01624 / 00556
Instrument Date	May 7, 2019
Instrument	01624-00556
Transaction Type	Foreclosure
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Oct 8, 2018
Property Address	500 HARPER LN, MIDLAND, MI 48640-7322
Document Number	1619/0322
Book / Page	1619 / 0322
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 HARPER LN, MIDLAND, MI 48640-7322

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,700 (+5.23%)	$273,400 (+5.23%)
2025	Homeowner's exemption	$129,900	$259,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 500 Harper Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2017 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 Harper Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Omni Fiber, Ripple Fiber, T-Mobile.

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