500 Garford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 500 Garford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,049 sqft · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Jan 2017)
Tax Bill	$3,141 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-072-102-020`

Property Details

APN / Parcel Number

Primary APN	`06-25-072-102-020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,049 sqft Living Area
Gross Area	2,529 sqft
1st Floor Area	2,049 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Deck Area	Deck Area
Patio Area	90 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	500 GARFORD AVE
City	ELYRIA
State	OH
Zip	44035-6410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	70 X 140
Legal Subdivision	EAST OF BLACK RIVER
Legal Tract	25
Legal Block	102
Legal Lot Number	72
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2007
Census Tract	71100

Owner

500 Garford Ave is owned and occupied by two individuals who bought it in January 2017.

Source: Lorain County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	500 GARFORD AVE, ELYRIA, OH 44035-6410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Aug 11, 2017	Grant Deed, Transfer ATTORNEY ONLY
Feb 22, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jan 4, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2017 · Amount on File
Deed Sale	Jan 4, 2017 · Amount on File
Prior Sale	May 9, 2008 · Amount on File
Deed Document Number	2017614174
Prior Transfer Date	Dec 9, 2016
Prior Transfer Doc	0000614174
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 30, 2022
Property Address	500 GARFORD AVE, ELYRIA, OH 44035-6410
Document Number	0000889459
Instrument Date	Aug 29, 2022
Instrument	2022-0889459
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 GARFORD AVE, ELYRIA, OH 44035-6410

Mortgage

Document Number	0000889460
Date	Aug 30, 2022
Instrument	2022-0889460

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 11, 2017
Property Address	500 GARFORD AVE, ELYRIA, OH 44035-6410
Document Number	0000640165
Instrument Date	Aug 10, 2017
Instrument	640165
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$188.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5050 DETROIT RD SHEFFIELD VILLAGE OH 440351464, SHEFFIELD VILLAGE, OH 44035-1464

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 22, 2017
Property Address	500 GARFORD AVE, ELYRIA, OH 44035-6410
Document Number	0000619760
Instrument Date	Jan 12, 2017
Instrument	619760
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 GARFORD AVE ELYRIA OH 440356410, ELYRIA, OH 44035-6410

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 4, 2017
Property Address	500 GARFORD AVE, ELYRIA, OH 44035-6410
Document Number	0000614174
Instrument Date	Dec 7, 2016
Instrument	614174
Transaction Type	Foreclosure
Record Updated	May 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$272.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 500 Garford Ave was $3,141.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,141.00	$66,010 (-) Land $9,530 Building $56,480	$188,600 (-) Land $27,220 Building $161,380
2024	$3,141.00 (+47.33%)	$66,010 (+69.33%) Land $9,527 Building $56,483	$188,600 (+69.33%) Land $27,220 Building $161,380
2023	$2,132.00 (-1.66%)	$38,984 (-0.02%) Land $6,829 Building $32,155	$111,380 Land $19,510 Building $91,870
2022	$2,168.00	$38,990 Land $6,830 Building $32,160
2021			$111,380 Land $19,510 Building $91,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 Garford Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 500 Garford Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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