San Luis Obispo County property record for 500 Embarcadero, Morro Bay, CA 93442
| Property Type | Restaurant |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $430,000 (Aug 1996) |
| Tax Bill | $7,718 (2025) |
| Deeds & Mortgages | Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-132-017 |
| Primary APN | 066-132-017 |
|---|
| Construction Type | Steel Frame |
|---|---|
| Fire Resistance | Fireproof Steel Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Sewer | Connected |
|---|
| Street Address | 500 EMBARCADERO |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2218 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | VSC |
| Legal Description | CY MB PM 38-82 PAR A |
| Legal Block | 1 |
| Legal Lot Number | A |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10602 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 560 MARINA ST, MORRO BAY, CA 93442-2228 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 1996 · Amount on Record |
| Deed Sale | Aug 13, 1996 · Amount on Record |
| Deed Document Number | 199640319 |
| Prior Transfer Date | Jul 23, 1996 |
| Prior Transfer Doc | 0000040321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 22, 2019 |
| Property Address | 500 EMBARCADERO, MORRO BAY, CA 93442-2218 |
| Document Number | 0000028822 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 28822 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4439 SPANISH OAKS DR SAN LUIS OBISPO CA 934017805, SAN LUIS OBISPO, CA 93401-7805 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $714,302 (+2%) Land $357,151 Building $357,151 | |
| 2025 | $7,718.00 (+3.6%) | $700,298 (+4.04%) Land $350,149 Building $350,149 |
| 2023 | $7,450.00 (+6.69%) | $673,106 Land $336,553 Building $336,553 |
| 2022 | $6,983.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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