500 E Water St, Lock Haven, PA 17745 Property Records

Clinton County property record for 500 E Water St, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,448 sqft · built 1882
Lot Size	0.422 acres (18,382 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Mar 2017)
Tax Bill	$6,590 (2026)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`19-9175`

Property Details

APN / Parcel Number

Primary APN	`19-9175`
Alternative APN	`B-01-0004`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	5,314 sqft
1st Floor Area	1,224 sqft
Attic	Attic
Attic Area	1,224 sqft
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,382 sqft (0.422 acres)
Garage Area	384 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	B -01-0004
Street Address	500 E WATER ST
City	LOCK HAVEN
State	PA
Zip	17745-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 & 3-1/2
Jurisdiction	CLINTON PA
Township / Civil Division	LOCK HAVEN
Census Block Group	2
Census Block	2018
Census Tract	30600

Owner

500 E Water St is owned and occupied by an individual who bought it in March 2017.

Source: Clinton County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	500 E WATER ST, LOCK HAVEN, PA 17745-1412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2017 · Amount on File
Deed Sale	Mar 10, 2017 · Amount on File
Prior Sale	Mar 1, 1985 · Amount on File
Deed Document Number	20171054
Record Updated	Jun 8, 2026

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLINTON PA
Recording Date	Mar 10, 2017
Property Address	500 E WATER ST, LOCK HAVEN, PA 17745-1412
Document Number	2017001054
Instrument Date	Mar 10, 2017
Instrument	2017-001054
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E WATER ST, LOCK HAVEN, PA 17745-1412

Mortgage

Document Number	2017001055
Date	Mar 10, 2017
Instrument	2017-001055

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 500 E Water St was $6,590 with a homeowner's exemption.

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Lock Haven City
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,590.00 Homeowner's exemption	$128,800 Land $19,900 Building $108,900
2023	$3,739.00	$128,800 Land $19,900 Building $108,900
2008			$128,800 Land $19,900 Building $108,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 E Water St in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	43 (1979–2004)
Claims Outside the SFHA	2 of 43
Most Recent Claim	Sep 2004 · Tropical Depression Ivan
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 E Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2016
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
River Valley Internet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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