500 E Seventh St, Smithville, MO 64089 Property Records

Clay County property record for 500 E Seventh St, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · built 2023
Owner	Individual Name on Record
Last Sale	$486,202 (Jul 2024)
Tax Bill	$6,350 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-614-00-08-009.00`

Property Details

APN / Parcel Number

Primary APN	`05-614-00-08-009.00`
Alternative APNs	`5614000800900` `362099`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood Siding

Location & Zoning

Street Address	500 E SEVENTH ST
City	SMITHVILLE
State	MO
Zip	64089-5500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND CREEK LT 8
Legal Subdivision	DIAMOND CREEK
Legal Lot Number	8
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1027
Census Tract	22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	500 E SEVENTH ST, SMITHVILLE, MO 64089-5500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Apr 14, 2023	Deed of Trust, Mortgage · Construction Mortgage SECURITY BANK OF KANSAS CITY
Nov 3, 2022	Warranty Deed, Transfer · Line of Credit WELLS BANK OF PLATTE CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Deed Document Number	202416448
Deed Book / Page	9775 / 134
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	500 E SEVENTH ST, SMITHVILLE, MO 64089-5500
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E SEVENTH ST, SMITHVILLE, MO 64089-5500

Mortgage

Document Number	0000033091
Date	Dec 22, 2025
Book Page	10075/36
Instrument	2025033091

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	E SEVENTH ST, SMITHVILLE, MO 64089
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008443
Date	Apr 14, 2023
Book Page	9546/29
Instrument	2023008443

Lender

Name	SECURITY BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, KS 66101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Nov 3, 2022
Property Address	E SEVENTH ST, SMITHVILLE, MO 64089
Document Number	0000035610
Book / Page	9475 / 81
Instrument Date	Oct 31, 2022
Instrument	2022035610
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7609 NW VALLEY RD, KANSAS CITY, MO 64152-1590

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 PICKETT RD, SAINT JOSEPH, MO 64503-1551
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035611
Date	Nov 3, 2022
Instrument	2022035611

Lender

Name	WELLS BANK OF PLATTE CITY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,350.00 (+3,259.79%)	$89,220 (+3,156.2%)	$469,579 (+3,156.22%)
2023	$189.00	$2,740	$14,421

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	33 (1981–2016)
Claims Outside the SFHA	12 of 33
Most Recent Claim	May 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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