Westchester County and Mount Vernon City property record for 500 E Prospect Ave, Mount Vernon, NY 10553
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,543 (2025) |
| Deeds & Mortgages | May 2021 Refinance May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 165.57-2093-2 |
| Primary APN | 550800 165.57-2093-2 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 041420 |
|---|---|
| Street Address | 500 E PROSPECT AVE |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10553-1108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAP OF OAKWOOD HEIGHTS |
| Legal Block | 2093 |
| Legal Lot Number | 2.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 4100 |
Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 500 E PROSPECT AVE, MOUNT VERNON, NY 10553-1108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 3, 2020 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Mar 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 500 E PROSPECT AVE, MOUNT VERNON, NY 10553-1108 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0611443106 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 611443106 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 500 E PROSPECT AVE, MOUNT VERNON, NY 10553-1108 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0611443105 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 611443105 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 1, 2036 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 500 E PROSPECT AVE, MOUNT VERNON, NY 10553-1108 |
| Document Number | 0600733414 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 500 E PROSPECT AVE MOUNT VERNON NY 105531108, MOUNT VERNON, NY 10553-1108 |
| Document Number | 0600733414 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 060073/003414 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 15, 2045 |
| Rate | 3.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 500 E PROSPECT AVE, MOUNT VERNON, NY 10553-1108 |
| Document Number | 0600723277 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 500 E PROSPECT AVE MOUNT VERNON NY 105531108, MOUNT VERNON, NY 10553-1108 |
| Document Number | 0600723277 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 060072/003277 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 11, 2045 |
Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,543.00 | $9,799 (-) Land $4,600 Building $5,199 | $544,389 (+6.67%) Land $255,556 Building $288,833 |
| 2024 | Veteran's exemption | $9,799 (-) Land $4,600 Building $5,199 | $510,364 (-10.94%) Land $239,583 Building $270,781 |
| 2023 | $9,799 Land $4,600 Building $5,199 | $573,041 Land $269,006 Building $304,035 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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