500 E Peninsula Ct, Oxford, MI 48371 Property Records

Oakland County property record for 500 E Peninsula Ct, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,631 sqft · built 2007
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Trust Names on File
Last Sale	$465,000 (Oct 2022)
Tax Bill	$4,535 (2025)
Deeds & Mortgages	Feb 2026 Transfer Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P-04-21-426-002`

Property Details

APN / Parcel Number

Primary APN	`P-04-21-426-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,631 sqft Living Area
1st Floor Area	1,809 sqft
Basement Area	1,767 sqft
Unfinished Basement	1,767 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	129 ft deep x 70 ft wide
Garage Area	545 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Deck Area	332 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	500 E PENINSULA CT
City	OXFORD
State	MI
Zip	48371-3669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T5N, R10E, SEC 21 & 22 LAKES EDGE AT WATERSTONE LOT 2 2-24-00 FR 100-001
Legal Range	10E
Legal Township	05N
Legal Section	21
Legal Subdivision	LAKES EDGE AT WATERSTON
Legal Lot Number	2
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1000
Census Tract	121400

Owner

500 E Peninsula Ct is owner-occupied and held in a trust since October 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	500 E PENINSULA CT, OXFORD, MI 48371-3669
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Intrafamily Transfer, Transfer
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Prior Sale	Oct 1, 2008 · Amount on File
Deed Document Number	2022458931
Deed Book / Page	58192 / 646
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 18, 2026
Property Address	500 E PENINSULA CT, OXFORD, MI 48371-3669
Document Number	20260020007
Book / Page	60950 / 767
Instrument Date	Jan 29, 2026
Instrument	20260020007
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 E PENINSULA CT, OXFORD, MI 48371-3669

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	500 E PENINSULA CT, OXFORD, MI 48371-3669

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 17, 2022
Property Address	500 E PENINSULA CT, OXFORD, MI 48371-3669
Document Number	0000458931
Book / Page	58192 / 646
Map Reference	LB 272 PG 10-17
Instrument Date	Oct 12, 2022
Instrument	458931
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 E PENINSULA CT, OXFORD, MI 48371-3669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 EAGLE RIDGE RD, LAKE ORION, MI 48360-2612

Mortgage

Document Number	0000459884
Date	Oct 18, 2022
Book Page	58197/806
Instrument	459884

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 500 E Peninsula Ct was $4,535 with a homeowner's exemption, down 37.4% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,535.00 (-37.36%) Homeowner's exemption	$225,270	$450,540
2024	$7,240.00
2023		$186,720	$373,440
2021	$4,333.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 500 E Peninsula Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 E Peninsula Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD TOWNSHIP serves 10,407 people · EPA ID MI0005138
Water Source	Groundwater
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

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