500 E Locust St, Princeton, KY 42445 Property Records

Caldwell County property record for 500 E Locust St, Princeton, KY 42445

Property Summary

Property Type	Single Family Home
Details	880 sqft
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Aug 2021)
Tax Bill	$778 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`138255-001`

Property Details

APN / Parcel Number

Primary APN	`138255-001`
Alternative APNs	`P10-10-5` `10639501`

Interior

Stories	1 Story
Building Area	880 sqft Living Area

Exterior

Exterior Material	Other
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	500 E LOCUST ST
City	PRINCETON
State	KY
Zip	42445-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE BLDG & LOT 500 EAST LOCUST STREET
Legal Lot Number	500
Jurisdiction	CALDWELL KY
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2002
Census Tract	920301

Owner

Source: Caldwell County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	500 E LOCUST ST, PRINCETON, KY 42445-1632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLANTERS BANK
Jan 6, 2006	Deed of Trust, Mortgage · FHA Mortgage COUNTRYWIDE HOME LOANS INC
Aug 4, 2021	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jul 13, 2007	Deed, Transfer FREDONIA VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Jul 13, 2007 · Amount on Record
Deed Book / Page	336 / 444
Prior Transfer Date	Jul 11, 2007
Prior Transfer Doc	000265/574
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	500 E LOCUST ST, PRINCETON, KY 42445-1632
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000354/406
Date	Apr 6, 2020
Book Page	354/406

Lender

Name	PLANTERS BANK
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Mar 24, 2025

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	500 E LOCUST ST, PRINCETON, KY 42445-1632
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000225/450
Date	Jan 6, 2006
Book Page	225/450

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2036

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	Aug 4, 2021
Property Address	500 E LOCUST ST, PRINCETON, KY 42445-1632
Document Number	00D336/444
Book / Page	D336 / 444
Instrument Date	Aug 4, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 SOUTHBROOK DR, JASPER, GA 30143-1463

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	500 E LOCUST ST, PRINCETON, KY 42445-1632

Mortgage

Document Number	000M372261
Date	Aug 4, 2021
Instrument	M372/261

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	Jul 13, 2007
Property Address	500 E LOCUST ST, PRINCETON, KY 42445-1632
Document Number	000265/574
Book / Page	265 / 574
Instrument Date	Jul 11, 2007
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 E LOCUST ST, PRINCETON, KY 42445-1632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 273, FREDONIA, KY 42411-0273

Mortgage

Document Number	0000240331
Date	Jul 13, 2007
Instrument	240/331

Lender

Name	FREDONIA VALLEY BANK

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2027

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Caldwell County
Municipality	Princeton City
Unified School District	Caldwell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$778.00 (-1.39%)	$79,900 (-)	$79,900 (-)
2023	$789.00	$79,900	$79,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2016)
Most Recent Claim	Jul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides, Jul 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRINCETON WATER & SEWER COMMISSION private · serves 7,007 people · EPA ID KY0170360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Princeton Electric, Verizon.

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