500 E 4th St S, Ladysmith, WI 54848 Property Records

Rusk County property record for 500 E 4th St S, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Jul 2018)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-00451-0000`

Property Details

APN / Parcel Number

Primary APN	`246-00451-0000`

Exterior

Lot Area	8,712 sqft

Location & Zoning

Street Address	500 E 4TH ST S
City	LADYSMITH
State	WI
Zip	54848-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORBETTS 2ND ADDITION LOT 8 BLOCK 8 VOLUME 640 PAGE 697
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	CORBETTS 2ND ADD
Legal Block	8
Legal Lot Number	8
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	3
Census Block	3015
Census Tract	960500

Owner

Source: Rusk County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	500 E 4TH ST S, LADYSMITH, WI 54848-1819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage LENDSMART MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	348713
Deed Book / Page	640 / 697
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	500 E 4TH ST S, LADYSMITH, WI 54848-1819
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000364724
Date	Jul 19, 2022
Instrument	364724

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Jul 2, 2018
Property Address	500 E 4TH ST S, LADYSMITH, WI 54848-1819
Document Number	000640/697
Book / Page	640 / 697
Instrument Date	Jun 29, 2018
Instrument	348713
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348714
Date	Jul 2, 2018
Instrument	348714

Lender

Name	LENDSMART MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,988.00 (+17.84%)	$66,800 (-) Land $6,400 Building $60,400	$114,100 (+36.81%)
2023	$1,687.00	$66,800 Land $6,400 Building $60,400	$83,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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