Campbell County property record for 500 Downing St, Cold Spring, KY 41076 · Last verified March 2026
| Property Type | Common Area (Residential) |
|---|---|
| Lot Size | 0.373 acres (16,291 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-277.05 |
| Primary APN | 999-99-18-277.05 |
|---|
| Lot Area | 16,291 sqft (0.373 acres) |
|---|
| Old Parcel Number | 9999918277.05 |
|---|---|
| Street Address | 500 DOWNING ST |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-3504 |
| Property Category | Other |
| Property Type | Other > Common Area (Residential) |
| Legal Description | LONDON ACRES SOUTH LOT LA-5 COMMON GROUND .3744 ACRE |
| Legal Subdivision | LONDON ACRES SOUTH |
| Legal Lot Number | LA |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 52900 |
Source: Campbell County records · APN 999-99-18-277.05
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | DOWNING ST, COLD SPRING, KY 41076 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 18, 1984 |
| Deed Sale | Jan 18, 1984 |
| Deed Document Number | 0000478230 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 500 DOWNING ST, COLD SPRING, KY 41076-3504 |
| Document Number | 0005093408 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 500 DOWNING ST COLD SPRING KY 410763504, COLD SPRING, KY 41076-3504 |
| Document Number | 0005093408 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 002183/000407 |
| Instrument | 5093408 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $250,000 (-) Land $250,000 | $250,000 (-) Land $250,000 |
| 2023 | Additional exemption filed | $250,000 Land $250,000 | $250,000 Land $250,000 |
Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370529004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018, river or lake flooding, Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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