500 Colony Rd, Monroe, NC 28112 Property Records

Union County property record for 500 Colony Rd, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 958 sqft · built 1972
Lot Size	0.245 acres (10,672 sqft)
Owner	Company Name on Record
Last Sale	$255,000 (Aug 2018)
Tax Bill	$1,303 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-274-074`

Property Details

APN / Parcel Number

Primary APN	`09-274-074`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	958 sqft Living Area
Gross Area	996 sqft
1st Floor Area	958 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,672 sqft (0.245 acres)
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	500 COLONY RD
City	MONROE
State	NC
Zip	28112-4511
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#7 FRANKLIN COLONY PB6 PG139
Legal Subdivision	FRANKLIN COLONY
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1006
Census Tract	20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2316 WENSLEY DR, CHARLOTTE, NC 28210-3854
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Deed of Trust, Mortgage COGENT BANK
Aug 27, 2018	Warranty Deed, Transfer · Line of Credit PINNACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	May 9, 2014 · Amount on Record
Deed Document Number	201824233
Deed Book / Page	7223 / 606
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	500 COLONY RD, MONROE, NC 28112-4511
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007470628
Date	Sep 20, 2019
Book Page	7470/628
Instrument	0028651

Lender

Name	COGENT BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 27, 2018
Property Address	500 COLONY RD, MONROE, NC 28112-4511
Document Number	0007223606
Book / Page	7223 / 606
Map Reference	MB 6 PG 139
Instrument Date	Jul 13, 2018
Instrument	0024233
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2220 WHISKERY DR, 2220, WAXHAW, NC 28173-6960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 RUSHING ST, MONROE, NC 28112-4522

Mortgage

Document Number	0000024234
Date	Aug 27, 2018
Instrument	0024234

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,100 (-) Land $32,900 Building $116,200	$149,100 (-) Land $32,900 Building $116,200
2025	$1,303.00 (+29.91%)	$149,100 (+62.07%) Land $32,900 Building $116,200	$149,100 (+62.07%) Land $32,900 Building $116,200
2023	$1,003.00	$92,000 Land $17,400 Building $74,600	$92,000 Land $17,400 Building $74,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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