500 Cardinal Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 500 Cardinal Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,907 sqft · built 2001
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Aug 2022)
Tax Bill	$2,844 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0049H117000`

Property Details

APN / Parcel Number

Primary APN	`0049H117000`
Alternative APNs	`0049H117` `22413`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,907 sqft Heated Area
1st Floor Area	1,907 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	148 ft deep x 100 ft wide
Garage Area	600 sqft
Porch	Slab
Porch Area	15 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22413
Street Address	500 CARDINAL RD
City	RINGGOLD
State	GA
Zip	30736-4945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 117 THE MEADOWS PH 2
Legal Subdivision	THE MEADOWS PH 2
Legal Phase	2
Legal Lot Number	117
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	4
Census Block	4000
Census Tract	30202

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 CARDINAL RD, RINGGOLD, GA 30736-4945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Aug 12, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICA SAVINGS BANK
Aug 12, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Dec 31, 2015 · Amount on Record
Deed Document Number	20221973
Deed Book / Page	2238 / 519
Prior Transfer Date	Aug 9, 2006
Prior Transfer Doc	0013100177
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	500 CARDINAL RD, RINGGOLD, GA 30736-4945
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 CARDINAL RD, RINGGOLD, GA 30736-4945

Mortgage

Document Number	0023450000000732
Date	Sep 9, 2024
Book Page	0000002345/0000000732
Instrument	D2024005430

Lender

Name	FRANKLIN LOAN CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 12, 2022
Property Address	500 CARDINAL RD, RINGGOLD, GA 30736-4945
Document Number	0022380519
Book / Page	2238 / 519
Instrument Date	Aug 12, 2022
Instrument	2022-001973
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 CARDINAL RD, RINGGOLD, GA 30736-4945

Mortgage

Document Number	0022380000000521
Date	Aug 18, 2022
Book Page	0000002238/0000000521
Instrument	006928

Lender

Name	NORTH AMERICA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 12, 2022
Property Address	500 CARDINAL RD, RINGGOLD, GA 30736-4945
Document Number	0022380519
Book / Page	2238 / 519
Instrument Date	Aug 12, 2022
Instrument	2022-001973
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 CARDINAL RD, RINGGOLD, GA 30736-4945

Mortgage

Document Number	0000006928
Date	Aug 12, 2022
Instrument	006928

Lender

Name	NORTH AMERICA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,844.00 (+14.86%)	$149,813 (+35.45%) Land $15,000 Building $134,813	$374,532 (+35.45%) Land $37,500 Building $337,032
2023	$2,476.00 (+29.63%)	$110,604 Land $15,000 Building $95,604	$276,510 Land $37,500 Building $239,010
2022	$1,910.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ringgold Telephone Company DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Cardinal Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures