500 Black Bear Dr, Sparta, MO 65753 Property Records

Christian County property record for 500 Black Bear Dr, Sparta, MO 65753

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,957 sqft · built 2020
Lot Size	5.64 acres (245,678 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,405 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-0.4-17-0-0-4.001`

Property Details

APN / Parcel Number

Primary APN	`16-0.4-17-0-0-4.001`
Alternative APN	`16-0.4-17-000-000-004.001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,957 sqft Living Area
1st Floor Area	1,957 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	245,678 sqft (5.64 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	500 BLACK BEAR DR
City	SPARTA
State	MO
Zip	65753-9237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW E2 NEC S714.28 THENCE S608.36 W464.56 NE TO RD E TO POB.
Legal Range	19W
Legal Township	26N
Legal Section	17
Legal Subdivision	CHADWICK TOWN OF
Jurisdiction	CHRISTIAN MO
Township / Civil Division	OLDFIELD
Census Block Group	2
Census Block	2139
Census Tract	20401

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 BLACK BEAR DR, SPARTA, MO 65753-9237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage FLAT BR MTG
Apr 22, 2019	Trustee's Deed, Construction Loan · Line of Credit LEGACY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 19, 2024
Transfer Doc	0000003907
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	500 BLACK BEAR DR, SPARTA, MO 65753-9237
Document Number	0202016896
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	OZARK ABSTRACT AND TITLE, OZARK ABS & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	500 BLACK BEAR DR SPARTA MO 657539237, SPARTA, MO 65753-9237

Mortgage

Document Number	0202016896
Date	Oct 14, 2020
Book Page	002020/016896
Instrument	17148

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 22, 2019
Property Address	500 BLACK BEAR DR, SPARTA, MO 65753-9237
Book / Page	002019 / 004403
Instrument Date	Apr 19, 2019
Instrument	4457
Transaction Type	Construction Loan
Record Updated	May 9, 2019
Title Company	OZARK ABSTRACT AND TITLE, OZARK ABS & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5418 STATE HWY 125 S CHADWICK MO 65629, CHADWICK, MO 65629

Mortgage

Document Number	0201904403
Date	Apr 22, 2019
Book Page	002019/004403
Instrument	4457

Lender

Name	LEGACY BK
Type	Bank
Address	ROGERSVILLE, MO 65742

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Chadwick R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,950 (+7.17%)	$457,800 (+7.16%) Land $29,500 Building $428,300
2024	$4,405.00
2023		$81,130	$427,200 Land $29,500 Building $397,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 82% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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