500 Bittersweet Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 500 Bittersweet Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,206 sqft · built 1994
Lot Size	3.65 acres (158,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Sep 2000)
Tax Bill	$6,120 (2025)
Deeds & Mortgages	Apr 2026 Transfer Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T140300096`

Property Details

APN / Parcel Number

Primary APN	`T140300096`
Alternative APN	`2-050A-A956-00-0001.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,206 sqft Living Area
Gross Area	5,532 sqft
1st Floor Area	2,366 sqft
Basement Area	2,352 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	158,994 sqft (3.65 acres)
Garage Type	Attached
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T140300096
Street Address	500 BITTERSWEET DR
City	O FALLON
State	MO
Zip	63366-1684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KREIDERS SUB LOT 1 SPLIT BY MAP PAGE (T140300095)
Legal Subdivision	KREIDERS SUB
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4001
Census Tract	311802

Owner

Source: St. Charles County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 BITTERSWEET DR, O FALLON, MO 63366-1684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANCE CU
Oct 22, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Nov 22, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2000 · Amount on Record
Deed Sale	Sep 1, 2000 · Amount on Record
Prior Sale	Mar 5, 1999 · Amount on Record
Deed Document Number	200053856
Deed Book / Page	2436 / 1590
Last Transfer Date	Apr 21, 2026
Transfer Doc	0000019361
Record Updated	Sep 20, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 27, 2026
Property Address	500 BITTERSWEET DR, O FALLON, MO 63366-1684
Document Number	0000019361
Instrument Date	Apr 21, 2026
Instrument	202619361
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 BITTERSWEET DR, O FALLON, MO 63366-1684

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	500 BITTERSWEET DR, O FALLON, MO 63366-1684
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 BITTERSWEET DR, O FALLON, MO 63366-1684

Mortgage

Document Number	2021R024567
Date	Mar 19, 2021
Instrument	2021R-024567

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	500 BITTERSWEET DR, O FALLON, MO 63366-1684
Document Number	0000085876
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	500 BITTERSWEET DR O FALLON MO 633661684, O FALLON, MO 63366-1684

Mortgage

Document Number	0000085876
Date	Nov 6, 2020
Instrument	85876

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	500 BITTERSWEET DR, O FALLON, MO 63366-1684
Document Number	0071972399
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	500 BITTERSWEET DR O FALLON MO 633661684, O FALLON, MO 63366-1684

Mortgage

Document Number	0071972399
Date	Dec 12, 2019
Book Page	007197/002399
Instrument	714790

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 11, 2034

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,120.00 (+1.43%)	$95,623 (+4.43%)	$503,281 (+4.43%) Land $83,950 Building $419,331
2024	$6,034.00
2023		$91,569
2022			$481,944 Land $73,000 Building $408,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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