St. Charles County property record for 50 Whitehaven Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,832 sqft · built 1993 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,900 (Aug 2022) |
| Tax Bill | $3,686 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A943000207 |
| Primary APN | A943000207 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,832 sqft Living Area |
| Gross Area | 3,272 sqft |
| 1st Floor Area | 1,052 sqft |
| Basement Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A943000207 |
|---|---|
| Street Address | 50 WHITEHAVEN CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMBRIDGE CROSSING #2 LOT 186 |
| Legal Subdivision | CAMBRIDGE CROSSING #2 |
| Legal Lot Number | 186 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 311150 |
50 Whitehaven Ct is owned and occupied by two individuals who bought it in August 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50 WHITEHAVEN CT, SAINT CHARLES, MO 63304-6969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on File |
| Deed Sale | Aug 8, 2022 · Amount on File |
| Prior Sale | May 22, 2020 |
| Deed Document Number | 202243982 |
| Prior Transfer Date | May 13, 2020 |
| Prior Transfer Doc | 0000335410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 50 WHITEHAVEN CT, SAINT CHARLES, MO 63304-6969 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 50 WHITEHAVEN CT, SAINT CHARLES, MO 63304-6969 |
| Document Number | 0000079517 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021R-079517 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 8, 2022 |
| Property Address | 50 WHITEHAVEN CT, SAINT CHARLES, MO 63304-6969 |
| Document Number | 0000043982 |
| Map Reference | MB 31 PG 122 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 2022R-043982 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 211 COPPERWOOD TRL, SAINT CHARLES, MO 63304-7207 |
| Name | Verified Name |
|---|---|
| Address | 50 WHITEHAVEN CT, SAINT CHARLES, MO 63304-6969 |
| Document Number | 0000043983 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2022R-043983 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 50 Whitehaven Ct was $3,686, up 3.9% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,092 (-) | $326,801 (-) Building $326,801 | |
| 2025 | $3,686.00 (+3.95%) | $62,092 | $326,801 Building $326,801 |
| 2024 | $3,546.00 | ||
| 2023 | $59,336 (+22.66%) | ||
| 2022 | $3,113.00 | $48,374 | $312,294 (+22.66%) Land $50,000 Building $262,294 |
| 2021 | $254,599 Land $40,000 Building $214,599 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 50 Whitehaven Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 50 Whitehaven Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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