50 White River Ln, Defiance, MO 63341 Property Records

St. Charles County property record for 50 White River Ln, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,456 sqft · built 1995
Lot Size	5.61 acres (244,807 sqft)
Owner	Individual Name on Record
Last Sale	$342,500 (Mar 2018)
Tax Bill	$5,761 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A870001113`

Property Details

APN / Parcel Number

Primary APN	`A870001113`
Alternative APN	`3-0077-6042-00-0066.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,456 sqft Living Area
1st Floor Area	2,456 sqft
Basement Area	1,797 sqft
Finished Basement	1,103 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	244,807 sqft (5.61 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A870001113
Old Parcel Number	A870001113
Street Address	50 WHITE RIVER LN
City	DEFIANCE
State	MO
Zip	63341-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALLAWAY VALLEY #5 LOT 66
Legal Range	01E
Legal Township	45N
Legal Subdivision	CALLAWAY VALLEY #5
Legal Lot Number	66
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	4
Census Block	4005
Census Tract	312204

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	50 WHITE RIVER LN, DEFIANCE, MO 63341-1640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage F&B ACQUISITION GROUP LLC
Mar 7, 2018	Warranty Deed, Transfer · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2018 · Amount on Record
Deed Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	0068881103
Deed Book / Page	6888 / 1103
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	50 WHITE RIVER LN, DEFIANCE, MO 63341-1640
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 WHITE RIVER LN, DEFIANCE, MO 63341-1640

Mortgage

Document Number	2021R067128
Date	Aug 10, 2021
Instrument	2021R-067128

Lender

Name	F&B ACQUISITION GROUP LLC
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 7, 2018
Property Address	50 WHITE RIVER LN, DEFIANCE, MO 63341-1640
Document Number	0068881103
Book / Page	6888 / 1103
Map Reference	MB 25 PG 127
Instrument Date	Mar 2, 2018
Instrument	20180307000123070
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 WHITE RIVER LN, DEFIANCE, MO 63341-1640

Mortgage

Document Number	20180307000123080
Date	Mar 7, 2018
Instrument	20180307000123080

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,761.00	$96,233 (+5.09%)	$506,492 (+5.1%) Land $108,005 Building $398,487
2023		$91,568
2022			$481,931 Land $90,004 Building $391,927

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

Cell Coverage

4G LTE (outdoors only), no 5G reported

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