50 Waterfall Ct, Erwin, NC 28339 Property Records

Harnett County property record for 50 Waterfall Ct, Erwin, NC 28339

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,168 sqft · built 1996
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Nov 2022)
Tax Bill	$1,728 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1500052900`

Property Details

APN / Parcel Number

Primary APN	`1500052900`
Alternative APNs	`120596 0002 46` `1400036594`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,168 sqft Heated Area
1st Floor Area	1,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Area	300 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500052900
Street Address	50 WATERFALL CT
City	ERWIN
State	NC
Zip	28339-8667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LT#14 BRIDGEWATER S/D PC#F-425C
Legal Subdivision	BRIDGEWATER
Legal Lot Number	14
Jurisdiction	HARNETT NC
Township / Civil Division	STEWARTS CREEK
Census Block Group	2
Census Block	2013
Census Tract	70600

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50 WATERFALL CT, ERWIN, NC 28339-8667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage CERTAINTY HOME LOANS LLC
Nov 15, 2022	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Oct 2, 2008 · Amount on Record
Deed Document Number	2022113387
Deed Book / Page	4173 / 2241
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	50 WATERFALL CT, ERWIN, NC 28339-8667
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 WATERFALL CT, ERWIN, NC 28339-8667

Mortgage

Document Number	0000113389
Date	Nov 15, 2022
Book Page	4173/2255
Instrument	2022113389

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2037

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 15, 2022
Property Address	50 WATERFALL CT, ERWIN, NC 28339-8667
Document Number	0000113387
Book / Page	4173 / 2241
Map Reference	CAB F SL 425-C
Instrument Date	Nov 14, 2022
Instrument	2022113387
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 507, ERWIN, NC 28339-0507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 WATERFALL CT, ERWIN, NC 28339-8667

Mortgage

Document Number	0000113388
Date	Nov 15, 2022
Book Page	4173/2243
Instrument	2022113388

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,728.00 (+54.29%)	$223,672 (+50.28%)	$223,672 (+50.28%) Land $44,520 Building $179,152
2025	$1,120.00 (+23.62%)	$148,839 (-)	$148,839 (-) Land $27,030 Building $121,809
2023	$906.00 (-18.08%)	$148,839 (-)	$148,839 (-) Land $27,030 Building $121,809
2022	$1,106.00	$148,839	$148,839 Land $27,030 Building $121,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (1996–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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