50 W Mount Harmony Rd, Owings, MD 20736 Property Records

Calvert County property record for 50 W Mount Harmony Rd, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,430 sqft · built 1940
Lot Size	0.513 acres (22,346 sqft)
Owner	Individual Name on Record
Last Sale	$449,000 (Jan 2024)
Tax Bill	$2,807 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`03-019705`

Property Details

APN / Parcel Number

Primary APN	`03-019705`
Alternative APNs	`3019705` `019705`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,430 sqft Total Area
Basement Area	575 sqft
Finished Basement	575 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,346 sqft (0.513 acres)

Exterior Amenities

Porch	Porch
Porch Area	352 sqft
Deck Area	265 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	019705
Street Address	50 W MOUNT HARMONY RD
City	OWINGS
State	MD
Zip	20736-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	22,346 SF 50 W MT HARMONY RD MT HARMONY
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2004
Census Tract	860200

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	50 W MOUNT HARMONY RD, OWINGS, MD 20736-8901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed, Transfer · Commercial Mortgage RCN CAPITAL LLC
Apr 19, 2023	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	Jun 20, 2023 · Amount on Record
Deed Book / Page	6522 / 64
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 20, 2023
Property Address	50 W MOUNT HARMONY RD, OWINGS, MD 20736-8901
Document Number	0064470362
Book / Page	6447 / 362
Instrument Date	May 30, 2023
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3143, LONG BRANCH, NJ 07740-3143

Mortgage

Document Number	0006447368
Date	Jun 20, 2023
Instrument	6447/368

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2024

April 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 19, 2023
Property Address	50 W MOUNT HARMONY RD, OWINGS, MD 20736-8901
Document Number	0064220490
Book / Page	6422 / 490
Instrument Date	Apr 18, 2023
Transaction Type	Foreclosure
Record Updated	May 3, 2023

Transaction

Amount	Amount Recorded
Tax	$1,339.16
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,633 (+39.62%)	$455,700 (+90.19%) Land $138,900 Building $316,800
2025	$2,807.00 (+21.04%)
2023	$2,319.00 (+3.85%)	$223,200 (+3.81%)	$239,600 (+11.44%) Land $130,900 Building $108,700
2022	$2,233.00	$215,000 Land $130,900 Building $84,100	$215,000 Land $130,900 Building $84,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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