50 W Bishop Ln, Smithsburg, MD 21783 Property Records

Washington County property record for 50 W Bishop Ln, Smithsburg, MD 21783

Property Summary

Property TypeTownhouse
Details1 ba · 960 sqft · built 1986
Lot Size0.069 acres (3,006 sqft)
Owner2 Individual Names on File
Last Sale$121,000 (Jul 2018)
Tax Bill$1,437 (2026)
Deeds & MortgagesSep 2018 Mortgage
Jul 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-019955

Property Details

APN / Parcel Number

Primary APN07-019955
Alternative APN
  • 019955

Interior

Full Baths1 Bath
Stories2 Stories
Building Area960 sqft Total Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area3,006 sqft (0.069 acres)
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number019955
Street Address50 W BISHOP LN
CitySMITHSBURG
StateMD
Zip21783-9700
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeU
Legal DescriptionLOT 6 0.069 ACRE 50 BISHOP LN COLBYS CT
Legal SubdivisionCOLBYS COURT
Legal Lot Number6
JurisdictionWASHINGTON MD
Township / Civil Division7, SMITHSBURG
Census Block Group4
Census Block4033
Census Tract11301

Owner

50 W Bishop Ln, a townhouse, is owned and occupied by two individuals who bought it in July 2018.

Source: Washington County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address50 W BISHOP LN, SMITHSBURG, MD 21783-9700
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2018Deed of Trust, Mortgage
DEPARTMENT OF HOUSING & COMMUNITY DEVE
Jul 27, 2018Deed, Transfer
EMBRACE HOME LOANS INC
Jun 15, 2018Deed of Trust, Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2018 · Amount on File
Deed SaleJul 27, 2018 · Amount on File
Prior SaleNov 13, 2014 · Amount on File
Deed Book / Page5800 / 354
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address50 W BISHOP LN, SMITHSBURG, MD 21783-9700
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058390429
DateSep 26, 2018
Book Page5839/0429
Lender
NameDEPARTMENT OF HOUSING & COMMUNITY DEVE
TypeNon-Lending Institution
AddressLANHAM, MD 20706
Agreement
AmountAmount on Record

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateJul 27, 2018
Property Address50 W BISHOP LN, SMITHSBURG, MD 21783-9700
Document Number0058000354
Book / Page5800 / 0354
Map ReferenceFO1809
Instrument DateJun 15, 2018
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyEXCALIBUR TITLE & ESCROW LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$657.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 E BISHOP LN, SMITHSBURG, MD 21783-2078

Mortgage

Document Number0005800383
DateJul 27, 2018
Instrument5800/383
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
AmountAmount on Record

Mortgage

Document Number0058000360
DateJul 27, 2018
Book Page5800/0360
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address50 W BISHOP LN, SMITHSBURG, MD 21783-9700
Document Number0058390404
Instrument DateJun 15, 2018
Transaction TypeMortgage
Record UpdatedOct 5, 2018
Title CompanyEXCALIBUR TITLE AND ESCROW LLC, EXCALIBUR TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address50 W BISHOP LN SMITHSBURG MD 217839700, SMITHSBURG, MD 21783-9700

Mortgage

Document Number0058390404
DateSep 26, 2018
Book Page005839/000404
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
AmountAmount on Record
Term360 Months
DueSep 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 50 W Bishop Ln was $1,437, up 8% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,437.00 (+7.96%)$157,733 (+7.99%)$169,400 (-) Land $45,000 Building $124,400
2025$1,331.00$146,067$169,400 Land $45,000 Building $124,400
2023$1,179.00$128,867$134,400 Land $45,000 Building $89,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 W Bishop Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 W Bishop Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHSBURG DISTRIBUTION SYSTEM
serves 2,500 people · EPA ID MD0210018
Water SourcePurchased surface water from CITY OF HAGERSTOWN
Last State InspectionMar 2026

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Antietam Cable
Cable · Fiber in parts of the area
1,300 / 50

May also be available: Verizon.

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