50 Tracy Dr, Moneta, VA 24121 Property Records

Franklin County property record for 50 Tracy Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,246 sqft · built 2004
Lot Size	0.631 acres (27,525 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Jan 2022)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 01-094 00`

Property Details

APN / Parcel Number

Primary APN	`048 01-094 00`
Alternative APN	`14540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
Gross Area	1,420 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,525 sqft (0.631 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	14 sqft
Deck Area	120 sqft
Patio Area	40 sqft
Balcony Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14540
Street Address	50 TRACY DR
City	MONETA
State	VA
Zip	24121-3473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DEER CREEK ESTATES LOT 5 SECTION 3
Legal Subdivision	DEER CREEK ESTATES
Legal Lot Number	5
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1002
Census Tract	20103

Owner

50 Tracy Dr is owned and occupied by an individual who bought it in January 2022.

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	50 TRACY DR, MONETA, VA 24121-3473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIN'L NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on File
Deed Sale	Jan 21, 2022 · Amount on File
Prior Sale	Mar 7, 2005 · Amount on File
Deed Document Number	2022581
Deed Book / Page	1178 / 283
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 21, 2022
Property Address	50 TRACY DR, MONETA, VA 24121-3473
Document Number	0011780283
Book / Page	1178 / 283
Map Reference	MB 6 PG 6
Instrument Date	Jan 19, 2022
Instrument	220000581
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	HOMESTEAD SETTLEMENT SERVICES, HOMESTEAD SETTLEMENT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0220000582
Date	Jan 21, 2022
Instrument	220000582

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	50 TRACY DR, MONETA, VA 24121-3473
Document Number	0010912145
Book / Page	001091 / 002145
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 TRACY DR MONETA VA 241213473, MONETA, VA 24121-3473

Mortgage

Document Number	0010912145
Date	Apr 20, 2017
Book Page	001091/002145
Instrument	2382

Lender

Name	AMERICAN FIN'L NETWORK
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 50 Tracy Dr was $1,144.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,144.00	$266,100 Land $30,000 Building $236,100	$266,100 Land $30,000 Building $236,100
2023	$954.00	$156,500 (-) Land $25,000 Building $131,500	$156,500 (-) Land $25,000 Building $131,500
2022		$156,500 Land $25,000 Building $131,500	$156,500 Land $25,000 Building $131,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Tracy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Tracy Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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