Transylvania County property record for 50 Summer Rd, Cedar Mountain, NC 28718
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,059 sqft · built 1972 |
| Lot Size | 0.61 acres (26,465 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Jul 2024) |
| Tax Bill | $143 (2026) |
| Deeds & Mortgages | Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9512-22-5826-000 |
| Primary APN | 9512-22-5826-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,059 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 26,465 sqft (0.61 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 70609840 |
|---|---|
| Street Address | 50 SUMMER RD |
| City | CEDAR MOUNTAIN |
| State | NC |
| Zip | 28718-9026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROAD # 276 & 1558 |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | LITTLE RIVER |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 960404 |
Source: Transylvania County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 111, CEDAR MOUNTAIN, NC 28718-0111 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on Record |
| Deed Sale | Jul 15, 2024 · Amount on Record |
| Prior Sale | Dec 16, 2005 · Amount on Record |
| Deed Document Number | 20243311 |
| Deed Book / Page | 1121 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 50 SUMMER RD, CEDAR MOUNTAIN, NC 28718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0008540421 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 854/421 |
| Instrument | 2018004465 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143.00 (-90.25%) | $394,460 (+77.06%) Land $24,000 Building $370,460 | $394,460 (+77.06%) Land $24,000 Building $370,460 |
| 2023 | $1,466.00 | $222,780 Land $39,000 Building $183,780 | $222,780 Land $39,000 Building $183,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
No cell data coverage reported
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