50 Sterling Rd, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 50 Sterling Rd, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,648 sqft · built 2016
Lot Size	0.429 acres (18,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,375,000 (Jul 2026)
Tax Bill	$20,330 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:0010002100000`

Property Details

APN / Parcel Number

Primary APN	`M:0010002100000`
Alternative APN	`NEED M:001.0 B:0021 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,648 sqft Living Area
Gross Area	3,911 sqft
1st Floor Area	1,648 sqft
Basement Area	1,638 sqft
Unfinished Basement	1,638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,687 sqft (0.429 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	50 STERLING RD
City	NEEDHAM
State	MA
Zip	02492-4719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	21
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	7
Census Block	7002
Census Tract	403100

Owner

Source: Norfolk County and Needham Town records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 STERLING RD, NEEDHAM, MA 02492-4719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 7, 2019	Deed of Trust, Mortgage CITIZENS BK/RI
May 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BOSTON CHILDRENS HEAR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	May 19, 2017 · Amount on Record
Deed Document Number	202654777
Deed Book / Page	43278 / 198
Transfer Doc	30276-24
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Jul 31, 2026
Property Address	50 STERLING RD, NEEDHAM, MA 02492-4719
Document Number	0000054777
Book / Page	43278 / 198
Instrument Date	Jul 23, 2026
Instrument	202654777
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	50 STERLING RD, NEEDHAM, MA 02492-4719

Mortgage

Date	Jul 31, 2026

Lender

Name	LEADER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Type Change Date	Aug 1, 2031
Index	Other
Margin	3
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	50 STERLING RD, NEEDHAM, MA 02492-4719
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041630-42
Date	Feb 6, 2024
Book Page	41630/42
Instrument	7368

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	50 STERLING RD, NEEDHAM, MA 02492-4719
Document Number	37239-286
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 STERLING RD NEEDHAM MA 024924719, NEEDHAM, MA 02492-4719

Mortgage

Document Number	37239-286
Date	Oct 11, 2019
Book Page	037239/000286
Instrument	93157

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	May 19, 2017
Property Address	50 STERLING RD, NEEDHAM, MA 02492-4719
Document Number	35124-288
Book / Page	035124 / 000288
Instrument Date	May 19, 2017
Instrument	43448
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,432.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50 STERLING RD NEEDHAM MA 024924719, NEEDHAM, MA 02492-4719

Mortgage

Document Number	35124-306
Date	May 19, 2017
Book Page	035124/000306
Instrument	43450

Lender

Name	BOSTON CHILDRENS HEAR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	35124-314,
Date	May 19, 2017
Book Page	035124/000314
Instrument	43451

Lender

Name	BOSTON CHILDRENS HEAR

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,330.00 (+7.42%)	$1,917,900 (+32.14%) Land $669,900 Building $1,248,000	$2,243,045 (+12.39%)
2024			$1,995,760
2023	$18,926.00	$1,451,400 Land $478,300 Building $973,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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