50 Stephen Rd, Kerhonkson, NY 12446 Property Records

Ulster County and Wawarsing Town property record for 50 Stephen Rd, Kerhonkson, NY 12446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 992 sqft · built 1960
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Jul 2022)
Tax Bill$4,393 (2025)
Deeds & MortgagesJul 2019 Refinance
Jul 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN515689 75.4-1-44

Property Details

APN / Parcel Number

Primary APN515689 75.4-1-44
Alternative APN
  • 118265.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area992 sqft Living Area
1st Floor Area992 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number118265.000
Street Address50 STEPHEN RD
CityKERHONKSON
StateNY
Zip12446-2827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal Block1
Legal Lot Number44.000
JurisdictionULSTER NY
Township / Civil DivisionWAWARSING
Census Block Group2
Census Block2026
Census Tract954600

Owner

Source: Ulster County and Wawarsing Town assessment roll, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address50 STEPHEN RD, KERHONKSON, NY 12446-2827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
ULSTER SAVINGS BANK
Jul 16, 2021Deed of Trust, Mortgage · Line of Credit
ULSTER SAVINGS BANK
Jul 5, 2022Deed, Transfer · Stand-Alone First Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 5, 2022 · Amount on Record
Deed SaleJul 5, 2022 · Amount on Record
Prior SaleNov 2, 2015 · Amount on Record
Deed Document Number202211628
Deed Book / Page7091 / 114
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address50 STEPHEN RD, KERHONKSON, NY 12446-2827
Transaction TypeMortgage
Record UpdatedJul 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009021
DateJul 18, 2019
Instrument2019-9021
Lender
NameULSTER SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueAug 1, 2024

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address50 STEPHEN RD, KERHONKSON, NY 12446-2827
Transaction TypeMortgage
Record UpdatedJul 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014124
DateJul 16, 2021
Book Page12508/91
Instrument2021-14124
Lender
NameULSTER SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionULSTER NY
Recording DateJul 5, 2022
Property Address50 STEPHEN RD, KERHONKSON, NY 12446-2827
Document Number0000011628
Book / Page7091 / 114
Instrument DateJun 28, 2022
Instrument2022-11628
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1630 JEFFERSON AVE, WEST ISLIP, NY 11795-1715

Mortgage

Document Number0000011629
DateJul 5, 2022
Instrument2022-11629
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Ulster County and Wawarsing Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
County SubdivisionWawarsing Town
Unified School DistrictRondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,393.00 (+263.96%)$162,800 (-) Land $17,500 Building $145,300$271,333 (+18.33%) Land $29,167 Building $242,166
2023$162,800 (+50.46%) Land $17,500 Building $145,300$229,296 (+71.65%) Land $24,648 Building $204,648
2022$108,200 Land $17,500 Building $90,700$133,580 Land $21,605 Building $111,975
2021$1,207.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 98.6% of New York
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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