Worcester County and Gardner City property record for 50 Stephanie Dr, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,728 sqft · built 1997 |
| Lot Size | 0.463 acres (20,157 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Oct 2006) |
| Tax Bill | $5,811 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:P-16 B:0003 L:0010 |
| Primary APN | M:P-16 B:0003 L:0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 3,047 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,157 sqft (0.463 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 50 STEPHANIE DR |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-8211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 16 |
| Legal Lot Number | 15 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 707100 |
50 Stephanie Dr is owned and occupied by two individuals who bought it in October 2006.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50 STEPHANIE DR, GARDNER, MA 01440-8211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2006 · Amount on File |
| Deed Sale | Oct 27, 2006 · Amount on File |
| Prior Sale | Dec 3, 2004 · Amount on File |
| Deed Document Number | 2006161878 |
| Deed Book / Page | 40045 / 190 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 50 Stephanie Dr was $5,811, up 10,864.2% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,811.00 (+10,864.15%) | $422,000 (+14.18%) Land $82,100 Building $339,900 | $458,912 (+2.76%) |
| 2025 | $53.00 (-99.05%) | $369,600 (-0.4%) Land $74,700 Building $294,900 | $446,595 |
| 2024 | $5,563.00 (+6.78%) | $371,100 (+14.89%) Land $67,900 Building $303,200 | |
| 2023 | $5,210.00 | $323,000 Land $66,900 Building $256,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 50 Stephanie Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 50 Stephanie Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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